Anne Arundel County property record for 7812 Citadel Dr, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,211 sqft · built 1975 |
| Lot Size | 0.177 acres (7,692 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Apr 2020) |
| Tax Bill | $4,867 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-605-06093838 |
| Primary APN | 04-605-06093838 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,211 sqft Living Area |
| 1st Floor Area | 1,293 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,692 sqft (0.177 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60506093838 |
|---|---|
| Street Address | 7812 CITADEL DR |
| City | SEVERN |
| State | MD |
| Zip | 21144-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 10 BK V SC 5 PL 12 7812 CITADEL DR THE PROVINCES |
| Legal Subdivision | THE PROVINCES |
| Legal Block | V |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 740103 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7812 CITADEL DR, SEVERN, MD 21144-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jan 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Apr 21, 2020 | Grant Deed, Transfer · FHA Mortgage NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on Record |
| Deed Sale | Apr 21, 2020 · Amount on Record |
| Prior Sale | Jun 13, 1994 · Amount on Record |
| Deed Book / Page | 34466 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 7812 CITADEL DR, SEVERN, MD 21144-1512 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7812 CITADEL DR, SEVERN, MD 21144-1512 |
| Document Number | 0402360155 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 40236/155 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 7812 CITADEL DR, SEVERN, MD 21144-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7812 CITADEL DR, SEVERN, MD 21144-1512 |
| Document Number | 0394160080 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 39416/80 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 7812 CITADEL DR, SEVERN, MD 21144-1512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7812 CITADEL DR, SEVERN, MD 21144-1512 |
| Document Number | 0380560017 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 38056/17 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 21, 2020 |
| Property Address | 7812 CITADEL DR, SEVERN, MD 21144-1512 |
| Document Number | 0344660250 |
| Book / Page | 034466 / 000250 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7812 CITADEL DR SEVERN MD 211441512, SEVERN, MD 21144-1512 |
| Document Number | 344660260 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 034466/000260 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,167 (+18.18%) | $454,100 (+14.33%) Land $211,000 Building $243,100 | |
| 2025 | $4,867.00 (+26.58%) | ||
| 2023 | $3,845.00 | $352,133 | $397,200 Land $193,300 Building $203,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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