7812 85th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7812 85th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 2014
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$166,250 (Jun 2018)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R316385`

Property Details

APN / Parcel Number

Primary APN	`R316385`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,711 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7812 85TH ST
City	LUBBOCK
State	TX
Zip	79424-7567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE WAY L 86
Legal Subdivision	CAMBRIDGE WAY
Legal Lot Number	860
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1010
Census Tract	10412

Owner

7812 85th St is owned and occupied by an individual who bought it in June 2018.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7812 85TH ST, LUBBOCK, TX 79424-7567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage WESTEX CU
Jun 18, 2018	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Mar 31, 2014
Deed Document Number	2018022603
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7812 85TH ST, LUBBOCK, TX 79424-7567
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016442
Date	Apr 6, 2022
Instrument	2022016442

Lender

Name	WESTEX CU
Type	Non-Lending Institution
Address	LUBBOCK, TX 79423

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 18, 2018
Property Address	7812 85TH ST, LUBBOCK, TX 79424-7567
Document Number	0000022603
Map Reference	FILE2009022043
Instrument Date	Jun 15, 2018
Instrument	2018022603
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	HUB CITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7812 85TH ST, LUBBOCK, TX 79424-7567

Mortgage

Document Number	0000022604
Date	Jun 18, 2018
Instrument	2018022604

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7812 85th St was $2,979 with a homeowner's exemption, down 19.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00 (-19.6%) Homeowner's exemption	$223,347 Land $19,800 Building $203,547	$223,347 Land $19,800 Building $203,547
2024	$3,705.00 (+7.61%)
2023	$3,443.00 (-14.14%) Homeowner's exemption	$219,771 Land $19,800 Building $209,455	$229,255 Land $19,800 Building $209,455
2022	$4,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7812 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7812 85th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Windstream.

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