7811 E Watson St, Inverness, FL 34450 Property Records

Citrus County property record for 7811 E Watson St, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,925 sqft · built 1930
Lot Size	0.197 acres (8,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,900 (Jul 2026)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-33-12230-001.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-33-12230-001.0`
Alternative APNs	`20E-19S-33-0000-12230-0010` `3319S20E122300010` `1842573`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,925 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	700 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,590 sqft (0.197 acres)
Porch	Patio
Porch Area	435 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	1842573
Street Address	7811 E WATSON ST
City	INVERNESS
State	FL
Zip	34450-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDRMH
Legal Description	COM AT THE INTERSECTION OF THE SOUTH LINE OF THE SE L/4 OF THE NE L/4 OF SEC33-19S-20E AND THE WRLY ROW LINE OF U.S. HIGHWAY NO. 41 THN WEST ALONG SAID SOUTH LINE A DST OF 309.30 FT TO THE POB THN CONT WEST ALONG SAID SOUTH LINE A DST OF 118 FT TO A
Legal Range	20E
Legal Township	19S
Legal Section	33
Legal Subdivision	UNREC TRACTS IN 33-19S-20E
Legal Block	12230
Legal Lot Number	10
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1009
Census Tract	451104

Owner

Source: Citrus County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7811 E WATSON ST, INVERNESS, FL 34450-7217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Sep 24, 2025	Trustee's Deed, Foreclosure
Sep 12, 2025	Sheriff's Deed, Foreclosure
May 8, 2023	Warranty Deed, Transfer · Construction Mortgage RESIDENTIAL CAPITAL PARTNERS SECURED LOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	202644033
Deed Book / Page	3691 / 1694
Prior Transfer Date	Jan 17, 2007
Prior Transfer Doc	0000003232
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 24, 2026
Property Address	7811 E WATSON ST, INVERNESS, FL 34450-7217
Document Number	0000044033
Book / Page	3691 / 1694
Instrument Date	Jul 22, 2026
Instrument	202644033
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	OLD TAMPA BAY TITLE LLC, OLD TAMPA BAY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,928.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7811 E WATSON ST, INVERNESS, FL 34450-7217
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044034,
Date	Jul 24, 2026
Instrument	202644034

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

September 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 24, 2025
Property Address	7811 E WATSON ST, INVERNESS, FL 34450-7217
Document Number	0036041305
Book / Page	3604 / 1305
Map Reference	MB 237 PG 209
Instrument Date	Sep 23, 2025
Instrument	2025057875
Transaction Type	Foreclosure
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3662 PENDLEBURY DR, PALM HARBOR, FL 34685-2667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 OAK LAWN AVE STE 1200, 1200, DALLAS, TX 75219-4513
Mail Care Of	RESIDENTIAL CAPITAL PARTNERS

September 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 12, 2025
Property Address	7811 E WATSON ST, INVERNESS, FL 34450-7217
Document Number	0036011046
Book / Page	3601 / 1046
Map Reference	MB 237 PG 209
Instrument Date	Sep 11, 2025
Instrument	2025055519
Transaction Type	Foreclosure
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3662 PENDLEBURY DR, PALM HARBOR, FL 34685-2667

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 8, 2023
Property Address	7811 E WATSON ST, INVERNESS, FL 34450-7217
Document Number	0033762337
Book / Page	3376 / 2337
Instrument Date	Apr 10, 2023
Instrument	2023026567
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7811 E WATSON ST, INVERNESS, FL 34450-7217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 S NICHOLSON RD, OAK CREEK, WI 53154-5211
Investor	Possibly a Property Investor

Mortgage

Document Number	0033762339
Date	May 8, 2023
Book Page	3376/2339
Instrument	2023026568

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURED LOA
Type	Non-Lending Institution
Address	DALLAS, TX 75219

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+1.04%)	$148,963 (-0.93%) Land $3,090 Building $145,873	$148,963 (-0.93%) Land $3,090 Building $145,873
2024	$2,394.00 (+440.41%)	$150,358 (+1.3%) Land $3,090 Building $147,268	$150,358 (+1.3%) Land $3,090 Building $147,268
2023	$443.00 (-20.32%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$148,434 (+14.85%) Land $2,610 Building $145,824	$148,434 (+14.85%) Land $2,610 Building $145,824
2022	$556.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$129,241 Land $1,570 Building $127,671	$129,241 Land $1,570 Building $127,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon, Xfinity.

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