Calvert County property record for 7811 Deforest Dr, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,008 sqft · built 1976 |
| Lot Size | 0.411 acres (17,907 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,124 (2025) |
| Deeds & Mortgages | Jan 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-064565 |
| Primary APN | 03-064565 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Basement Area | 192 sqft |
| Finished Basement | 192 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,907 sqft (0.411 acres) |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 064565 |
|---|---|
| Street Address | 7811 DEFOREST DR |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 35,N1/2 34&S1/2 36 PLAT 3 CHES BEACH |
| Legal Subdivision | CHESAPEAKE BEACH 01 |
| Legal Lot Number | 34-36 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 860402 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7811 DEFOREST DR, CHESAPEAKE BEACH, MD 20732-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7811 DEFOREST DR, CHESAPEAKE BEACH, MD 20732-9706 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 7811 DEFOREST DR, CHESAPEAKE BEACH, MD 20732-9706 |
| Document Number | 0063890060 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 6389/60 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 895 Months |
| Due | Aug 17, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.19% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,833 (+14.35%) | $306,300 (+7.62%) Land $106,600 Building $199,700 | |
| 2025 | $3,124.00 (+22.37%) | ||
| 2023 | $2,553.00 Homeowner's exemption | $255,200 | $284,600 Land $106,600 Building $178,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1981–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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