78109 Cobalt Ct, La Quinta, CA 92253 Property Records

Riverside County property record for 78109 Cobalt Ct, La Quinta, CA 92253

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 763 sqft · built 1989
Lot Size	0.8 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2022)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`604-023-004`

Property Details

APN / Parcel Number

Primary APN	`604-023-004`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	763 sqft Living Area
1st Floor Area	763 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Gravel
Lot Area	3,485 sqft (0.8 acres)
View / Lot	Golf Course
Garage Type	Detached
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	78109 COBALT CT
City	LA QUINTA
State	CA
Zip	92253-3822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 143 CM 071/163 INT IN COMMON LOT 6 TR 18915 MB 146/054
Legal Subdivision	PALM ROYALE CONDOS
Legal Tract	18915
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	45234

Owner

Source: Riverside County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6451 ARMADA DR, HUNTINGTON BEACH, CA 92647-6512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Transfer on Death Deed, Transfer
Nov 18, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 4, 2018	Grant Deed, Transfer LAWYERS TITLE
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	2022475442
Prior Transfer Date	Jun 10, 2014
Prior Transfer Doc	0000231793
Record Updated	Oct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 10, 2025
Property Address	78109 COBALT CT, LA QUINTA, CA 92253-3822
Document Number	0000351456
Map Reference	MB 146 PG 54
Instrument Date	Sep 16, 2025
Instrument	2025-0351456
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78109 COBALT CT, LA QUINTA, CA 92253-3822

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 18, 2022
Property Address	78109 COBALT CT, LA QUINTA, CA 92253-3822
Document Number	0000475442
Map Reference	MB 146 PG 54-61
Instrument Date	Oct 28, 2022
Instrument	2022-0475442
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78109 COBALT CT, LA QUINTA, CA 92253-3822

Mortgage

Document Number	0000475443
Date	Nov 18, 2022
Instrument	2022-0475443

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 4, 2018
Property Address	78109 COBALT CT, LA QUINTA, CA 92253-3822
Document Number	0000175464
Instrument Date	Apr 12, 2018
Instrument	175464
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$167.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53600 AVENIDA HERRERA LA QUINTA CA 922533560, LA QUINTA, CA 92253-3560

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2017
Property Address	78109 COBALT CT, LA QUINTA, CA 92253-3822
Document Number	0000204044
Instrument Date	May 3, 2017
Instrument	204044
Transaction Type	Transfer
Record Updated	May 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	78109 COBALT CT LA QUINTA CA 922533822, LA QUINTA, CA 92253-3822

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,099 (+2%) Land $77,776 Building $233,323
2025	$4,176.00 (-5.97%)	$305,000 (-7.58%) Land $76,251 Building $228,749
2023	$4,441.00 (+94.52%)	$330,000 Land $100,000 Building $230,000
2022	$2,283.00
2021			$190,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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