7810 54th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 7810 54th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,307 sqft · built 2023
Lot Size	0.167 acres (7,277 sqft)
Owner	2 Individual Names on File
Last Sale	$484,411 (Jan 2024)
Tax Bill	$6,584 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R337551`

Property Details

APN / Parcel Number

Primary APN	`R337551`
Alternative APN	`R2505000000001130000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,307 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	2,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,277 sqft (0.167 acres)
Garage Type	Attached
Garage Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7810 54TH ST
City	LUBBOCK
State	TX
Zip	79407-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESCONDIDO RANCH L 113
Legal Subdivision	ESCONDIDO RANCH
Legal Lot Number	113
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2031
Census Tract	10419

Owner

7810 54th St is owned and occupied by two individuals who bought it in January 2024.

Source: Lubbock County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7810 54TH ST, LUBBOCK, TX 79407-5808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 22, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage TEXAS TECH FCU
Aug 10, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Deed Document Number	20242703
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Jul 1, 2026
Property Address	7810 54TH ST, LUBBOCK, TX 79407-5808
Document Number	0000025738
Instrument Date	Jun 25, 2026
Instrument	202625738
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7810 54TH ST, LUBBOCK, TX 79407-5808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025738,
Date	Jul 1, 2026
Instrument	202625738

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jan 22, 2024
Property Address	7810 54TH ST, LUBBOCK, TX 79407-5808
Document Number	0000002703
Map Reference	FILE 2020042193
Instrument Date	Jan 19, 2024
Instrument	2024002703
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7705 LASALLE AVE, LUBBOCK, TX 79424-8735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7810 54TH ST, LUBBOCK, TX 79407-5808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002704
Date	Jan 22, 2024
Instrument	2024002704

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7810 54TH ST, LUBBOCK, TX 79407-5808
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031005
Date	Aug 10, 2023
Instrument	2023031005

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 4, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7810 54th St was $6,584, up 45% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,584.00 (+45.02%)	$398,472 Land $50,000 Building $348,472	$398,472 Land $50,000 Building $348,472
2024	$4,540.00 (+487.32%)
2023	$773.00 (-7.98%)	$36,931 Land $36,931	$36,931 Land $36,931
2022	$840.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7810 54th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7810 54th St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, Verizon.

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