Cabarrus County property record for 781 Wingard Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,891 sqft · built 2004 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,704 (2023) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5651 43 4504 |
| Primary APN | 5651 43 4504 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,891 sqft Living Area |
| Gross Area | 9,344 sqft |
| 1st Floor Area | 2,891 sqft |
| Upper Floors Area | 1,473 sqft |
| Basement Area | 2,891 sqft |
| Unfinished Basement | 2,891 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Mixed |
| Garage Area | 621 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Patio Area | 1,148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 5929545 |
|---|---|
| Street Address | 781 WINGARD RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-9145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | P/O TRACT 5 E E WINGARD ESTATE |
| Legal Subdivision | MT PLEASANT HIGH SCHOOL |
| Legal Tract | 5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 8, MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 40600 |
781 Wingard Rd is owned and occupied by two individuals.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 WINGARD RD, CONCORD, NC 28025-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 781 WINGARD RD, CONCORD, NC 28025-9145 |
| Document Number | 126791 |
| Book / Page | 012679 / 000001 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 781 WINGARD RD CONCORD NC 280259145, CONCORD, NC 28025-9145 |
| Document Number | 126791 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 012679/000001 |
| Instrument | 24153 |
| Name | LOCAL GOV'T EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | KANNAPOLIS, NC 28083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789,380 Land $156,410 Building $632,970 | ||
| 2024 | $789,380 (+43.97%) Land $156,410 Building $632,970 | ||
| 2023 | $4,704.00 | $548,280 Land $102,900 Building $445,380 | $548,280 Land $102,900 Building $445,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 781 Wingard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 Wingard Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 10 / 1 |
May also be available: AT&T, Verizon.
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