Shelby County property record for 781 Watson St, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,031 sqft · built 1942 |
| Lot Size | 0.192 acres (8,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2022) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-6055-0-0017 |
| Primary APN | 04-6055-0-0017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,031 sqft Living Area |
| 1st Floor Area | 1,031 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cottage |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,350 sqft (0.192 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 781 WATSON ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-7549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | WS WATSON ST COR DOUGLASS N W |
| Legal Subdivision | DOUGLASS |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Normal Station Historic District listed 2005 · 1,228 contributing resources · NRIS 05000866 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
781 Watson St is owned and occupied by two individuals who bought it in September 2022.
Source: Shelby County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 WATSON ST, MEMPHIS, TN 38111-7549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit ORION FCU |
| Sep 19, 2022 | Warranty Deed, Transfer CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TTL SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on File |
| Deed Sale | Sep 19, 2022 · Amount on File |
| Prior Sale | Dec 23, 2015 · Amount on File |
| Deed Document Number | 2022105078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 781 WATSON ST, MEMPHIS, TN 38111-7549 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0023043023 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 23043023 |
| Name | ORION FCU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 16, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 19, 2022 |
| Property Address | 781 WATSON ST, MEMPHIS, TN 38111-7549 |
| Document Number | 0022105078 |
| Map Reference | MB 7 PG 3 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 22105078 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 781 WATSON ST, MEMPHIS, TN 38111-7549 |
The 2025 property tax bill for 781 Watson St was $1,510.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,510.00 | $56,150 Land $7,350 Building $48,800 | $224,600 Land $29,400 Building $195,200 |
| 2023 | $38,325 Land $5,875 Building $32,450 | ||
| 2022 | $2,334.00 | ||
| 2021 | $153,300 Land $23,500 Building $129,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 781 Watson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 Watson St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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