781 Via Callado, Oceanside, CA 92057 Property Records

San Diego County property record for 781 Via Callado, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,368 sqft · built 1973
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Company Names on Record
Last Sale	$209,000 (Oct 2008)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-290-11-00`

Property Details

APN / Parcel Number

Primary APN	`122-290-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Block
Construction Type	Frame
Lot Area	7,300 sqft (0.168 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	781 VIA CALLADO
City	OCEANSIDE
State	CA
Zip	92057-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 TR 007264
Legal Subdivision	CASTELLANO RANCHOS
Legal Tract	007264
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	781 VIA CALLADO, OCEANSIDE, CA 92057-2701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Intrafamily Transfer, Transfer
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2008 · Amount on Record
Deed Sale	Oct 24, 2008 · Amount on Record
Prior Sale	Aug 27, 2008 · Amount on Record
Deed Document Number	2008557909
Prior Transfer Date	Sep 18, 2006
Prior Transfer Doc	0000669293
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2025
Property Address	781 VIA CALLADO, OCEANSIDE, CA 92057-2701
Document Number	0000282565
Map Reference	MAP 7264
Instrument Date	Aug 27, 2025
Instrument	2025-0282565
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 VIA CALLADO, OCEANSIDE, CA 92057-2701

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	781 VIA CALLADO, OCEANSIDE, CA 92057-2701
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15929 W COTTONWOOD ST, SURPRISE, AZ 85374-5711

Mortgage

Document Number	0000037106
Date	Feb 14, 2023
Instrument	2023-0037106

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	781 VIA CALLADO, OCEANSIDE, CA 92057-2701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171583
Date	May 8, 2019
Instrument	2019-0171583

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	781 VIA CALLADO, OCEANSIDE, CA 92057-2701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 VIA CALLADO, OCEANSIDE, CA 92057-2701

Mortgage

Document Number	0000503392
Date	Sep 1, 2020
Instrument	2020-0503392

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$274,508 (+2%) Land $131,342 Building $143,166
2025	$2,866.00 (+2.14%)	$269,126 (+4.04%) Land $128,767 Building $140,359
2024	$2,806.00 (+2.26%)
2023	$2,744.00 (+1.7%)	$258,677 Land $123,768 Building $134,909
2022	$2,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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