Ramsey County property record for 781 Scheffer Ave, Saint Paul, MN 55102
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,558 sqft · built 2003 |
| Lot Size | 0.4 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2022) |
| Tax Bill | $4,186 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-43-0237 |
| Primary APN | 11-28-23-43-0237 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 779 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,742 sqft (0.4 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 385016 |
|---|---|
| Street Address | 781 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-4134 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CIC NO 458 SCHEFFER LANE TNHMS LOT 1 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | CIC NO 458 SCHEFFER LANE TNHMS |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 36800 |
781 Scheffer Ave, a townhouse, is owned and occupied by two individuals who bought it in May 2022.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 SCHEFFER AVE, SAINT PAUL, MN 55102-4134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 29, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Sep 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CNSLTS I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | May 2, 2022 · Amount on File |
| Deed Document Number | 20224945895 |
| Prior Transfer Date | Dec 17, 2020 |
| Prior Transfer Doc | 0004854253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 6, 2022 |
| Property Address | 781 SCHEFFER AVE, SAINT PAUL, MN 55102-4134 |
| Document Number | 0A04945895 |
| Instrument Date | May 2, 2022 |
| Instrument | A04945895 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | DCA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 781 SCHEFFER AVE, SAINT PAUL, MN 55102-4134 |
| Document Number | 0A04945896 |
|---|---|
| Date | May 6, 2022 |
| Instrument | A04945896 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 29, 2020 |
| Property Address | 781 SCHEFFER AVE, SAINT PAUL, MN 55102-4134 |
| Document Number | 0004854253 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 4854253 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 781 SCHEFFER AVE ST PAUL MN 551024134, ST PAUL, MN 55102-4134 |
| Document Number | 4854254 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 4854254 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 25, 2017 |
| Property Address | 781 SCHEFFER AVE, SAINT PAUL, MN 55102-4134 |
| Document Number | 0004678063 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 4678063 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | GLOBAL CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 781 SCHEFFER AVE ST PAUL MN 551024134, ST PAUL, MN 55102-4134 |
| Document Number | 4678064 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 4678064 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2047 |
The 2025 property tax bill for 781 Scheffer Ave was $4,186 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,200 Land $50,000 Building $231,200 | $281,200 Land $50,000 Building $231,200 | |
| 2025 | $4,186.00 | ||
| 2023 | $4,050.00 Homeowner's exemption | $267,700 Land $50,000 Building $217,700 | $267,700 Land $50,000 Building $217,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 781 Scheffer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 781 Scheffer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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