Cape Girardeau County property record for 781 N West Ln, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,430 sqft · built 1998 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $398,301 (Apr 2026) |
| Tax Bill | $1,283 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143090002002000000 |
| Primary APN | 143090002002000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| Basement Area | 1,344 sqft |
| Game Room | Game Room |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 781 N WEST LN |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-1099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 FAIRFIELD ESTATES PHASE I 18/56 |
| Legal Range | 12E |
| Legal Township | 31S |
| Legal Section | 02 |
| Legal Subdivision | FAIRFIELD ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 880401 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK |
| Sep 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Aug 15, 2025 | Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK |
| May 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2025 · Amount on Record |
| Deed Document Number | 20263583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202207288 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022-07288 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202406821 |
|---|---|
| Date | Sep 3, 2024 |
| Instrument | 2024-06821 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Apr 30, 2026 |
| Property Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Document Number | 0000003583 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.3583 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Document Number | 0000003584, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..3584 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Apr 30, 2026 |
| Property Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Document Number | 0202603583 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20263583 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Document Number | 0000003584, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20263584 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Aug 15, 2025 |
| Property Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Document Number | 0202506563 |
| Map Reference | PB 18 PG 56 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 2025-06563 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Document Number | 0202506564 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 2025-06564 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | May 9, 2023 |
| Property Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Document Number | 0202303600 |
| Map Reference | PB 18 PG 56 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023-03600 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 781 N WEST LN, JACKSON, MO 63755-1099 |
| Document Number | 0202303601 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023-03601 |
| Name | DAS ACQUISITION CO LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Jackson City |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,110 (-) Land $3,150 Building $21,960 | $132,141 (-) Land $16,576 Building $115,565 | |
| 2025 | $1,283.00 (+5.08%) | $25,110 (+5.02%) Land $3,150 Building $21,960 | $132,141 (+5%) Land $16,576 Building $115,565 |
| 2023 | $1,221.00 | $23,910 Land $3,000 Building $20,910 | $125,849 Land $15,787 Building $110,062 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON PWS serves 15,000 people · EPA ID MO4010404 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Big River Broadband Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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