781 Mitchell Rd, Princeton, KY 42445 Property Records

Caldwell County property record for 781 Mitchell Rd, Princeton, KY 42445

Property Summary

Property Type	Single Family Home
Lot Size	2.18 acres (95,353 sqft)
Owner	Individual Name on Record
Last Sale	$32,443 (Jan 2021)
Tax Bill	$263 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137875-001`

Property Details

APN / Parcel Number

Primary APN	`137875-001`
Alternative APNs	`10938601` `29-8A`

Exterior

Lot Area	95,353 sqft (2.18 acres)

Location & Zoning

Street Address	781 MITCHELL RD
City	PRINCETON
State	KY
Zip	42445-6075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE AND 2.1887 ACRES
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	1
Census Block	1025
Census Tract	920302

Owner

Source: Caldwell County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	781 MITCHELL RD, PRINCETON, KY 42445-6075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Jan 8, 2021	Warranty Deed, Transfer · Line of Credit FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	000D333146
Deed Book / Page	D333 / 146
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	781 MITCHELL RD, PRINCETON, KY 42445-6075
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M377/173
Date	Nov 30, 2021
Book Page	M377/173

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	781 MITCHELL RD, PRINCETON, KY 42445-6075
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M350/355
Date	Nov 20, 2019
Book Page	M350/355

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL KY
Recording Date	Jan 8, 2021
Property Address	781 MITCHELL RD, PRINCETON, KY 42445-6075
Document Number	00D333/146
Book / Page	D333 / 146
Instrument Date	Dec 19, 2020
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 EDDY CREEK CHURCH RD, PRINCETON, KY 42445-6570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 MITCHELL RD, PRINCETON, KY 42445-6075

Mortgage

Document Number	000D364173
Date	Jan 8, 2021
Instrument	D364/173

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Dec 30, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$263.00 (-1.13%)	$32,443 (-)	$32,443 (-)
2023	$266.00	$32,443	$32,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYON COUNTY WATER DISTRICT serves 6,744 people · EPA ID KY0720933
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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