Jones County property record for 781 McKay Rd, Gray, GA 31032
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,185 sqft · built 2008 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Sep 2018) |
| Tax Bill | $6,497 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | J43A-142T |
| Primary APN | J43A-142T |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,185 sqft Heated Area |
| 1st Floor Area | 2,715 sqft |
| 2nd Floor Area | 941 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Carport |
| Garage Area | 529 sqft |
| Carport | Carport |
| Carport Area | 575 sqft |
| Pool Area | 504 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Patio Area | 481 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 15422 |
|---|---|
| Street Address | 781 MCKAY RD |
| City | GRAY |
| State | GA |
| Zip | 31032-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB 19/107 DB 983/103 |
| Jurisdiction | JONES GA |
| Township / Civil Division | GRAY-MACON EAST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30101 |
781 McKay Rd is owned and occupied by two individuals who acquired it in September 2018.
Source: Jones County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 MCKAY RD, GRAY, GA 31032-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SHELTER HOME MORTGAGE |
| Sep 18, 2018 | Grant Deed, Transfer · Conventional Mortgage SHELTER HM MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | Jul 26, 2006 |
| Deed Document Number | 0000983103 |
| Deed Book / Page | 983 / 103 |
| Last Transfer Date | Sep 18, 2018 |
| Transfer Doc | 0009830103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 781 MCKAY RD, GRAY, GA 31032-3817 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 781 MCKAY RD, GRAY, GA 31032-3817 |
| Document Number | 0010510000000313 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 0000001051/0000000313 |
| Name | SHELTER HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JONES GA |
| Recording Date | Sep 18, 2018 |
| Property Address | 781 MCKAY RD, GRAY, GA 31032-3817 |
| Document Number | 0009830103 |
| Book / Page | 000983 / 000103 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 2815 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 781 MCKAY RD GRAY GA 310323817, GRAY, GA 31032-3817 |
| Document Number | 9830104 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 000983/000104 |
| Instrument | 2816 |
| Name | SHELTER HM MTG LLC |
|---|---|
| Address | NORCROSS, GA 30093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2048 |
The 2025 property tax bill for 781 McKay Rd was $6,497 with a homeowner's exemption.
Source: Jones County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,497.00 Homeowner's exemption | $201,766 Land $4,422 Building $197,344 | $504,414 Land $11,055 Building $493,359 |
| 2023 | $4,101.00 (+0.51%) Homeowner's exemption | $117,877 (+3.95%) Land $2,948 Building $114,929 | $294,692 (+3.95%) Land $7,370 Building $287,322 |
| 2022 | $4,080.00 Homeowner's exemption | $113,396 Land $2,801 Building $110,595 | $283,490 Land $7,002 Building $276,488 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 781 McKay Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Mar 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 McKay Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tri-CoGo Fiber | 1,000 / 1,000 |
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