781 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 781 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,696 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$152,000 (2003)
Tax Bill	$1,642.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-1840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,696 sqft Living Area
Gross Area	2,136 sqft Gross Area
1st Floor	1,696 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Patio Area	182 sqft Patio
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	781 MACKENZIE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3449
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 184 OR2062/1891
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT ST. JOHNS PHASE 3
Legal Phase	3
Legal Block	4
Legal Lot Number	184
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-1840

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	781 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2003 · Amount on Record
Deed Sale	Oct 08, 2003 · Amount on Record
Deed Doc Number	200374355
Deed Book / Page	2062 / 1891
Record Refreshed	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	781 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449

Mortgage

Document Number	0056410869
Date	Oct 03, 2022
Book Page	5641/869
Instrument	2022092118

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,558 (+2.7%)	$288,919 (-2.09%) Land $70,000 Building $218,919
2025	$1,642.00 (+16.04%) Homeowner's exemption	$135,889 (+2.9%)	$295,081 (-3.4%) Land $70,000 Building $225,081
2024	$1,415.00 (+2.39%) Homeowner's exemption	$132,059 (+3%)	$305,460 (-4.99%) Land $80,000 Building $225,460
2023	$1,382.00 (+4.22%) Homeowner's exemption	$128,213 (+3%)	$321,513 (+7.24%) Land $82,790 Building $238,723
2022	$1,326.00 Homeowner's exemption	$124,479	$299,801 Land $73,920 Building $225,881

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.