781 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 781 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,284 sqft · built 2012
Lot Size	0.23 acres (10,018 sqft)
Owner	Trust Name on File
Last Sale	$227,000 (Oct 2012)
Tax Bill	$3,157 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071623-0190`

Property Details

APN / Parcel Number

Primary APN	`071623-0190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	2,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	781 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	66/47-53 LAS CALINAS PARCEL 3A UNIT 2 PHASE 1 LOT 19 OR3625/1248 & 5379/297(Q/C)
Legal Range	29E
Legal Township	05S
Legal Section	29
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	19
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3021
Census Tract	20606

Owner

781 Los Caminos St is owner-occupied and held in a trust since September 2021.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	781 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7410
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Intrafamily Transfer, Transfer
Jan 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2012 · Amount on File
Deed Sale	Oct 8, 2012 · Amount on File
Deed Document Number	201259110
Deed Book / Page	3625 / 1248
Last Transfer Date	Sep 21, 2021
Transfer Doc	0053790297
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 27, 2021
Property Address	781 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7410
Document Number	0053790297
Book / Page	5379 / 297
Map Reference	MB 66 PG 47-53
Instrument Date	Sep 21, 2021
Instrument	2021105539
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	781 LOS CAMINOS ST, ST AUGUSTINE, FL 32095-7410

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	781 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7410
Document Number	0043211496
Book / Page	004321 / 001496
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	781 LOS CAMINOS ST ST AUGUSTINE FL 320957410, ST AUGUSTINE, FL 32095-7410

Mortgage

Document Number	0043211496
Date	Jan 25, 2017
Book Page	004321/001496
Instrument	5791

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 781 Los Caminos St was $3,157 with a homeowner's exemption, up 13.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,120 (+2.7%)	$389,628 (-4.2%) Land $95,000 Building $294,628
2025	$3,157.00 (+13.32%) Homeowner's exemption	$248,413	$406,717 Land $115,000 Building $291,717
2024	$2,786.00 (+2.09%)
2023	$2,729.00 (+3.18%) Homeowner's exemption	$234,381 (+3%)	$407,682 (+4.89%) Land $110,000 Building $297,682
2022	$2,645.00 Homeowner's exemption	$227,554	$388,681 Land $95,200 Building $293,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 781 Los Caminos St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 781 Los Caminos St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

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