781 Jamison Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 781 Jamison Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,520 sqft · built 1945
Lot Size	1.01 acres (43,888 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jul 2018)
Tax Bill	$2,870 (2026)
Deeds & Mortgages	May 2022 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144200 155.02-1-21`

Property Details

APN / Parcel Number

Primary APN	`144200 155.02-1-21`
Alternative APN	`42001550200001021000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	428 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	43,888 sqft (1.01 acres)
Lot Dimensions	422 ft deep x 103 ft wide

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	144 sqft
Pole Barn	625 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	781 JAMISON RD
City	ELMA
State	NY
Zip	14059-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1031
Census Tract	14101

Owner

781 Jamison Rd is owned and occupied by two individuals who acquired it in March 2019.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	781 JAMISON RD, ELMA, NY 14059-9536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 17, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Deed Document Number	2018140973
Deed Book / Page	11331 / 9100
Last Transfer Date	Mar 29, 2019
Transfer Doc	0113518589
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	781 JAMISON RD, ELMA, NY 14059-9536
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 JAMISON RD, ELMA, NY 14059-9536

Mortgage

Document Number	0140531547
Date	May 20, 2022
Book Page	14053/1547
Instrument	2022098960

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	270 Months
Due	Nov 1, 2044

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Oct 28, 2019
Property Address	781 JAMISON RD, ELMA, NY 14059-9536
Document Number	0113518589
Book / Page	011351 / 008589
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 JAMISON RD ELMA NY 140599536, ELMA, NY 14059-9536

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 17, 2018
Property Address	781 JAMISON RD, ELMA, NY 14059-9536
Document Number	0113319100
Book / Page	011331 / 009100
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	EASTERN ABSTRACT/NY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 CHAIRFACTORY RD ELMA NY 140599343, ELMA, NY 14059-9343

Mortgage

Document Number	138630357
Date	Jul 17, 2018
Book Page	013863/000357

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 781 Jamison Rd was $2,870, up 271.8% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,870.00 (+271.76%)
2025	$772.00 (-71.61%)	$4,900 (-) Land $1,500 Building $3,400	$188,450 (+3.84%) Land $57,689 Building $130,761
2024	$2,719.00	$4,900 (-) Land $1,500 Building $3,400	$181,481 (+3.7%) Land $55,555 Building $125,926
2023		$4,900 Land $1,500 Building $3,400	$175,000 Land $53,571 Building $121,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 781 Jamison Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 781 Jamison Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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