781 Governor Rd, Valparaiso, IN 46385 Property Records

Porter County property record for 781 Governor Rd, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1970
Lot Size	0.25 acres (10,920 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Oct 2025)
Tax Bill	$1,601 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`64-06-29-202-011.000-015`

Property Details

APN / Parcel Number

Primary APN	`64-06-29-202-011.000-015`
Alternative APNs	`22000041542` `00000975709`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,920 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000975709
Street Address	781 GOVERNOR RD
City	VALPARAISO
State	IN
Zip	46385-8766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME AND INSTITUTION LOT 23 BLK 2 TCCD
Legal Subdivision	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME
Legal Block	2
Legal Lot Number	23
Jurisdiction	PORTER IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1004
Census Tract	50503

Owner

781 Governor Rd is owned and occupied by an individual who bought it in October 2025.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 17, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Oct 13, 2025	Personal Representative Deed, Transfer · Conventional Mortgage CENTIER BANK
Jul 1, 2021	Warranty Deed, Transfer · FHA Mortgage CME LENDING GROUP LLC
Aug 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 24, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on File
Deed Sale	Oct 13, 2025 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	2025-019111
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766

Mortgage

Document Number	0000001185
Date	Jan 26, 2024
Instrument	2024-001185

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Jul 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766

Mortgage

Document Number	0000018112
Date	Oct 17, 2024
Instrument	2024-018112

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Jul 1, 2051

October 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PORTER IN
Recording Date	Oct 13, 2025
Property Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766
Document Number	0000019111
Map Reference	MR N PG 184
Instrument Date	Oct 8, 2025
Instrument	2025-019111
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766

Mortgage

Document Number	0000019112
Date	Oct 13, 2025
Instrument	2025-019112

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Jul 1, 2021
Property Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766
Document Number	0000020126
Map Reference	MR N PG 184
Instrument Date	Jun 17, 2021
Instrument	2021-020126
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766

Mortgage

Document Number	0000020127
Date	Jul 1, 2021
Instrument	2021-020127

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PORTER IN
Recording Date	Aug 24, 2020
Property Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766
Document Number	0000021226
Instrument Date	Aug 1, 2020
Instrument	21226
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	781 GOVERNOR RD VALPARAISO IN 463858766, VALPARAISO, IN 46385-8766

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PORTER IN
Recording Date	Aug 24, 2020
Property Address	781 GOVERNOR RD, VALPARAISO, IN 46385-8766
Document Number	0000021225
Instrument Date	Aug 1, 2020
Instrument	21225
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 GOVERNOR RD VALPARAISO IN 463858766, VALPARAISO, IN 46385-8766

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Portage Township
Unified School District	Portage Township Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,500 (-7.96%) Land $28,900 Building $174,600	$203,500 (-7.96%) Land $28,900 Building $174,600
2024	$1,601.00 (-7.3%) Homeowner's exemption	$221,100 (+3.27%) Land $28,900 Building $192,200	$221,100 (+3.27%) Land $28,900 Building $192,200
2023	$1,727.00 (+7.74%)	$214,100 Land $27,300 Building $186,800	$214,100 Land $27,300 Building $186,800
2022	$1,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 781 Governor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 781 Governor Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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