781 Fox River Rd, Valparaiso, IN 46385 Property Records

Porter County property record for 781 Fox River Rd, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,316 sqft · built 1969
Lot Size	0.251 acres (10,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$951 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-06-29-203-011.000-015`

Property Details

APN / Parcel Number

Primary APN	`64-06-29-203-011.000-015`
Alternative APNs	`22000000061` `22000160604` `00000974769`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,920 sqft (0.251 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	781 FOX RIVER RD
City	VALPARAISO
State	IN
Zip	46385-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME AND INSTITUTION LOT 23 BLK 3 TCCD
Legal Subdivision	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME
Legal Block	3
Legal Lot Number	23
Jurisdiction	PORTER IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1003
Census Tract	50503

Owner

Source: Porter County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	781 FOX RIVER RD, VALPARAISO, IN 46385-8730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 6, 2019	Deed of Trust, Mortgage RUOFF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2005
Transfer Doc	0000013813
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	781 FOX RIVER RD, VALPARAISO, IN 46385-8730
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 FOX RIVER RD, VALPARAISO, IN 46385-8730

Mortgage

Document Number	0000018201
Date	Sep 30, 2025
Instrument	2025-018201

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	781 FOX RIVER RD, VALPARAISO, IN 46385-8730
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010293
Date	Mar 31, 2021
Instrument	2021-010293

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	781 FOX RIVER RD, VALPARAISO, IN 46385-8730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTGURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012291
Date	May 27, 2020
Instrument	2020-012291

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	781 FOX RIVER RD, VALPARAISO, IN 46385-8730
Document Number	0000025612
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 FOX RIVER RD VALPARAISO IN 463858730, VALPARAISO, IN 46385-8730

Mortgage

Document Number	0000025612
Date	Nov 15, 2019
Instrument	25612

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2034

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Portage Township
Unified School District	Portage Township Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00 (-8.73%) Homeowner's exemption	$207,500 (+4.01%) Land $28,900 Building $178,600	$207,500 (+4.01%) Land $28,900 Building $178,600
2024	$1,042.00 (-23.55%) Homeowner's exemption	$199,500 (+3.31%) Land $28,900 Building $170,600	$199,500 (+3.31%) Land $28,900 Building $170,600
2023	$1,363.00 (+67.44%)	$193,100 (+14.74%) Land $27,300 Building $165,800	$193,100 (+14.74%) Land $27,300 Building $165,800
2022	$814.00	$168,300 Land $27,300 Building $141,000	$168,300 Land $27,300 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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