Ellis County property record for 781 Emerald Valley Dr, Ovilla, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,222 sqft · built 2024 |
| Lot Size | 0.559 acres (24,338 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $568,400 (Apr 2025) |
| Tax Bill | $2,948 (2025) |
| Deeds & Mortgages | Oct 2026 Construction Loan Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R289087 |
| Primary APN | R289087 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,222 sqft Living Area |
| Gross Area | 5,108 sqft |
| 1st Floor Area | 3,503 sqft |
| 2nd Floor Area | 734 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,338 sqft (0.559 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 781 EMERALD VALLEY DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-4092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 1 BROADMOOR ESTS PH 1 0.5587 AC |
| Legal Subdivision | BROADMOOR ADDN |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 60209 |
781 Emerald Valley Dr is owned and occupied by two individuals who bought it in April 2025.
Source: Ellis County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 EMERALD VALLEY DR, RED OAK, TX 75154-4092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Apr 7, 2025 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on File |
| Deed Sale | Apr 7, 2025 · Amount on File |
| Deed Document Number | 202511109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 8, 2026 |
| Property Address | 781 EMERALD VALLEY DR, RED OAK, TX 75154-4092 |
| Document Number | 0000036435 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202636435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 781 EMERALD VALLEY DR, RED OAK, TX 75154-4092 |
| Document Number | 0000036435, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 202636435 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | Jan 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Apr 7, 2025 |
| Property Address | 781 EMERALD VALLEY DR, OVILLA, TX 75154-4092 |
| Document Number | 0002511109 |
| Map Reference | VOL L PG 144 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 2511109 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854 |
| Name | Verified Name |
|---|---|
| Address | 781 EMERALD VALLEY DR, OVILLA, TX 75154-4092 |
| Document Number | 0002511110 |
|---|---|
| Date | Apr 7, 2025 |
| Instrument | 2511110 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
The 2025 property tax bill for 781 Emerald Valley Dr was $2,948 with exemptions applied, up 93.7% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Ovilla City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $769,832 (+4.77%) Land $127,500 Building $642,332 | $769,832 (+4.77%) Land $127,500 Building $642,332 | |
| 2025 | $2,948.00 (+93.69%) | $734,809 Land $127,500 Building $607,309 | $734,809 Land $127,500 Building $607,309 |
| 2024 | $1,522.00 (-0.07%) | ||
| 2023 | $1,523.00 | $76,000 Land $76,000 | $76,000 Land $76,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 781 Emerald Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 Emerald Valley Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVILLA serves 4,532 people · EPA ID TX0700067 |
|---|---|
| Water Source | Purchased surface water from DALLAS WATER UTILITY |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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