Anne Arundel County property record for 781 Elmhurst Rd, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1968 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jul 2020) |
| Tax Bill | $4,190 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-250-00386015 |
| Primary APN | 04-250-00386015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,158 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 770 sqft |
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 25000386015 |
|---|---|
| Street Address | 781 ELMHURST RD |
| City | SEVERN |
| State | MD |
| Zip | 21144-2060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 6 TO 10 BK N ELMHURST |
| Legal Subdivision | ELMHURST |
| Legal Block | N |
| Legal Lot Number | 6 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 751400 |
781 Elmhurst Rd is owned and occupied by two individuals who bought it in July 2020.
Source: Anne Arundel County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 ELMHURST RD, SEVERN, MD 21144-2060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Jul 21, 2020 | Grant Deed, Transfer · Conventional Mortgage NFM LNDG |
| Jul 17, 2020 | Quit Claim Deed MARYLAND TITLE WORKS UNLIMITED |
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jan 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on File |
| Deed Sale | Jul 21, 2020 · Amount on File |
| Prior Sale | Apr 9, 1979 · Amount on File |
| Deed Book / Page | 34928 / 331 |
| Prior Transfer Date | Jul 15, 2020 |
| Prior Transfer Doc | 0349100493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 781 ELMHURST RD, SEVERN, MD 21144-2060 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0391730009 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 39173/9 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 781 ELMHURST RD, SEVERN, MD 21144-2060 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 781 ELMHURST RD, SEVERN, MD 21144-2060 |
| Document Number | 0362750490 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 36275/490 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 21, 2020 |
| Property Address | 781 ELMHURST RD, SEVERN, MD 21144-2060 |
| Document Number | 0349280331 |
| Book / Page | 034928 / 000331 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | MARYLAND TITLE WORKS UNLIMITED |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 781 ELMHURST RD SEVERN MD 211442060, SEVERN, MD 21144-2060 |
| Document Number | 349280336 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 034928/000336 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 17, 2020 |
| Property Address | 781 ELMHURST RD, SEVERN, MD 21144-2060 |
| Document Number | 0349100493 |
| Book / Page | 034910 / 000493 |
| Instrument Date | Jul 15, 2020 |
| Record Updated | Aug 3, 2020 |
| Title Company | MARYLAND TITLE WORKS UNLIMITED |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 781 ELMBURST RD SEVERN MD 21144, SEVERN, MD 21144 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 781 ELMHURST RD, SEVERN, MD 21144-2060 |
| Document Number | 0317260125 |
| Book / Page | 031726 / 000125 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 781 ELMHURST RD SEVERN MD 211442060, SEVERN, MD 21144-2060 |
| Document Number | 0317260125 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 031726/000125 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 781 ELMHURST RD, SEVERN, MD 21144-2060 |
| Document Number | 0306140078 |
| Book / Page | 030614 / 000078 |
| Instrument Date | Jan 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 781 ELMHURST RD SEVERN MD 211442060, SEVERN, MD 21144-2060 |
| Document Number | 0306140078 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 030614/000078 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2025 property tax bill for 781 Elmhurst Rd was $4,190 with a homeowner's exemption, up 2.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,267 (+6.76%) | $474,600 (+20.27%) Land $209,700 Building $264,900 | |
| 2025 | $4,190.00 (+2.39%) Homeowner's exemption | $394,600 Land $164,700 Building $229,900 | $394,600 Land $164,700 Building $229,900 |
| 2024 | $4,092.00 (+19.47%) | ||
| 2023 | $3,425.00 Homeowner's exemption | $335,000 | $394,600 Land $164,700 Building $229,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 781 Elmhurst Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 Elmhurst Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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