781 Elm Park Dr, Prosper, TX 75078 Property Records

Denton County property record for 781 Elm Park Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	3,337 sqft · built 2020
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$704,247 (Sep 2026)
Tax Bill	$10,137 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R701270`

Property Details

APN / Parcel Number

Primary APN	`R701270`
Alternative APNs	`SB0037A-000000F-0000-0006-0000` `SB0037A-000000F-0000-0006` `1098641`

Interior

Stories	2 Stories
Building Area	3,337 sqft Living Area
Gross Area	3,914 sqft
1st Floor Area	2,637 sqft
2nd Floor Area	700 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	171 sqft

Location & Zoning

Street Address	781 ELM PARK DR
City	PROSPER
State	TX
Zip	75078-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKS AT LEGACY PHASE II BLK F LOT 6
Legal Subdivision	PARKS AT LEGACY PHASE II
Legal Block	F
Legal Lot Number	6
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	4
Census Block	4011
Census Tract	20128

Owner

Source: Denton County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	781 ELM PARK DR, PROSPER, TX 75078-1562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed, Transfer · VA Mortgage HOME LENDING
Jul 27, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 1, 2018	Grant Deed, Transfer STEWART TITLE
Aug 1, 2018	Loan Modification, Mortgage · Line of Credit INDEPENDENT BK
Jan 10, 2018	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	2026105087
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0000109213
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Sep 4, 2026
Property Address	781 ELM PARK DR, PROSPER, TX 75078-1562
Document Number	0000105087
Instrument Date	Sep 2, 2026
Instrument	2026105087
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 ELM PARK DR, PROSPER, TX 75078-1562

Mortgage

Document Number	0000105088,
Date	Sep 4, 2026
Instrument	2026105088

Lender

Name	HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jul 27, 2020
Property Address	781 ELM PARK DR, PROSPER, TX 75078-1562
Document Number	0000109213
Map Reference	DOC 2017-117
Instrument Date	Jul 24, 2020
Instrument	2020-109213
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 ELM PARK DR, PROSPER, TX 75078-1562

Mortgage

Document Number	0000109214
Date	Jul 27, 2020
Instrument	2020-109214

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Aug 1, 2018
Property Address	781 ELM PARK DR, PROSPER, TX 75078-1562
Document Number	0000090212
Instrument Date	Jul 31, 2018
Instrument	90212
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4835 LYNDON B JOHNSON FWY #700 DALLAS TX 752446072, 700, DALLAS, TX 75244-6072
Investor	Possibly a Property Investor

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Recording Date	Aug 1, 2018
Property Address	781 ELM PARK DR, PROSPER, TX 75078-1562
Instrument Date	Jul 26, 2018
Instrument	90213
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13760 NOEL RD #930 DALLAS TX 752404332, 930, DALLAS, TX 75240-4332
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090213
Date	Aug 1, 2018
Instrument	90213

Lender

Name	INDEPENDENT BK
Type	Bank
Address	400 N CARROLL BLVD, DENTON, TX 76201-9011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	781 ELM PARK DR, PROSPER, TX 75078-1562
Document Number	0000006369
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	10950 RESEARCH RD FRISCO TX 750332042, FRISCO, TX 75033-2042

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,617 (+2.4%) Land $179,337 Building $492,280	$671,617 (-7.84%) Land $179,337 Building $492,280
2025	$10,137.00 (+4.54%)	$655,901 (-19.79%) Land $179,337 Building $549,425	$728,762 (-10.88%) Land $179,337 Building $549,425
2024	$9,697.00 (+11.34%)
2023	$8,709.00 (-10.41%) Homeowner's exemption	$817,755 Land $179,337 Building $638,418	$817,755 Land $179,337 Building $638,418
2022	$9,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: Hotwire Communications, T-Mobile.

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