781 E Tower Rd, Ponca City, OK 74601 Property Records

Kay County property record for 781 E Tower Rd, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,162 sqft · built 1996
Lot Size	4.98 acres (216,929 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2022)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24041`

Property Details

APN / Parcel Number

Primary APN	`24041`
Alternative APN	`7400-27-027-02E-4-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	1,066 sqft
2nd Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	216,929 sqft (4.98 acres)
Garage Type	Mixed
Garage Area	480 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	36 sqft
Shed	1 Shed
Shed Area	1,320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24041
Street Address	781 E TOWER RD
City	PONCA CITY
State	OK
Zip	74601-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KILDARE TWP - 27-27-2E TR BEG SW/C SE/4 TH E 331.24' TO POB, N664.56' E 326.14' S664.57' W326.39' TO POB ...ETAL/3 3 TRTS
Legal Range	02E
Legal Township	27N
Legal Section	27
Legal Subdivision	KILDARE TOWNSHIP
Legal Block	27
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2002
Census Tract	600

Owner

Source: Kay County records · APN 24041

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	777 TAYLOR ST PH A, A, FORT WORTH, TX 76102-4919
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2022 · Amount on Record
Deed Sale	Dec 23, 2022 · Amount on Record
Prior Sale	Mar 02, 2011 · Amount on Record
Deed Document Number	I-2022-009603
Deed Book / Page	1924 / 611
Record Updated	Jun 08, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KAY OK
Recording Date	Dec 23, 2022
Property Address	781 E TOWER RD, PONCA CITY, OK 74601-8005
Document Number	I2022009603
Book / Page	1924 / 611
Instrument Date	Dec 16, 2022
Instrument	I-2022-009603
Transaction Type	Transfer
Record Updated	Jan 05, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 E TOWER RD, PONCA CITY, OK 74601-8005
Investor	Possibly a Property Investor

Mortgage

Document Number	I2022009604
Date	Dec 23, 2022
Book Page	1924/614
Instrument	I-2022-009604

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Kay County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 (+8.29%)	$32,224 (+2.25%) Land $3,081 Building $29,143	$292,948 (-6.08%) Land $28,013 Building $264,935
2024	$2,497.00 (+5.05%)	$31,516 (+5%) Land $3,081 Building $28,435	$311,897 (+14.3%) Land $28,013 Building $283,884
2023	$2,377.00	$30,015 Land $3,081 Building $26,934	$272,866 Land $28,013 Building $244,853

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (1988–2026)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 3 claims Severe Storms, Tornadoes, And Flooding, Sep 2008 · 3 claims

Wildfire

Wildfire Risk	Moderate above 63% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
City of Ponca, Oklahoma Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40
KanOkla Telephone Association Fixed Wireless	100 / 20
AMG Technology Investment Group Fixed Wireless	100 / 20

Based on FCC filings for 7 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KAY CO RWD #3 serves 1,000 people
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.