781 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 781 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1961
Lot Size	0.018 acres (823 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Aug 2021)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0011.0-0076.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0011.0-0076.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	823 sqft (0.018 acres)
Lot Dimensions	165 ft deep x 54 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	781 E 2ND ST
City	XENIA
State	OH
Zip	45385-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBISON ADDITION ALL LOT 12 VAC ALLEY 5X165 W S 781 E SECOND ST
Legal Subdivision	HARBISON ADDITION
Legal Lot Number	12
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	3
Census Block	3020
Census Tract	240600

Owner

781 E 2nd St is owned and occupied by an individual who bought it in August 2021.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	781 E 2ND ST, XENIA, OH 45385-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC
Feb 26, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	202121018
Prior Transfer Date	Feb 12, 2020
Prior Transfer Doc	0000003525
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Aug 25, 2021
Property Address	781 E 2ND ST, XENIA, OH 45385-3325
Document Number	2021021018
Map Reference	VOL 1 PG 295
Instrument Date	Aug 16, 2021
Instrument	2021021018
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 E 2ND ST, XENIA, OH 45385-3325

Mortgage

Document Number	2021021019
Date	Aug 25, 2021
Instrument	2021021019

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE OH
Recording Date	Feb 26, 2020
Property Address	781 E 2ND ST, XENIA, OH 45385-3325
Document Number	0000003524
Instrument Date	Feb 12, 2020
Instrument	3524
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 WAYNESVILLE JAMESTOWN RD JAMESTOWN OH 453359744, JAMESTOWN, OH 45335-9744

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Dec 10, 2018
Property Address	781 E 2ND ST, XENIA, OH 45385-3325
Document Number	0000020179
Instrument Date	Nov 30, 2018
Instrument	20179
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$124.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	781 E 2ND ST XENIA OH 453853325, XENIA, OH 45385-3325

Tax Assessment & Valuation

The 2025 property tax bill for 781 E 2nd St was $1,174, down 4.6% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00 (-4.55%)	$29,520 (-) Land $2,340 Building $27,180
2024	$1,230.00 (-1.84%)	$29,520 (-) Land $2,340 Building $27,180
2023	$1,253.00 (+17.54%)	$29,520 (+40.77%) Land $2,340 Building $27,180	$84,350 Land $6,690 Building $77,660
2022	$1,066.00	$20,970 Land $2,130 Building $18,840
2020			$59,920 Land $6,080 Building $53,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 781 E 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1988–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 781 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures