781 Deer St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 781 Deer St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,540 sqft · built 1918
Lot Size	0.144 acres (6,300 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Mortgage
APN	`060300 96.07-1-13`

Property Details

APN / Parcel Number

Primary APN	`060300 96.07-1-13`
Alternative APNs	`03000960070001013000` `030033000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	180 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	838 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030033000
Street Address	781 DEER ST
City	DUNKIRK
State	NY
Zip	14048-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	35 X 180 RES; OLD APN: 060300 59-2-42
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2004
Census Tract	35700

Owner

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	781 DEER ST, DUNKIRK, NY 14048-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	781 DEER ST, DUNKIRK, NY 14048-2605
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021001224
Date	Jan 25, 2021
Instrument	MT2021001224

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	781 DEER ST, DUNKIRK, NY 14048-2605
Transaction Type	Mortgage
Record Updated	Oct 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019003593
Date	Sep 25, 2019
Instrument	MT2019003593

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00	$46,500 (-) Land $2,300 Building $44,200	$105,682 (+25%) Land $5,227 Building $100,455
2023		$46,500 (-) Land $2,300 Building $44,200	$84,545 (+14.54%) Land $4,182 Building $80,363
2022		$46,500 Land $2,300 Building $44,200	$73,810 Land $3,651 Building $70,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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