781 7th St, Chipley, FL 32428 Property Records

Washington County property record for 781 7th St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 1973
Lot Size	0.394 acres (17,162 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Feb 2021)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000018250028`

Property Details

APN / Parcel Number

Primary APN	`000018250028`
Alternative APNs	`00000000-00-1825-0028` `18250028`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,596 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,162 sqft (0.394 acres)
Lot Width	117 ft Width
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	781 7TH ST
City	CHIPLEY
State	FL
Zip	32428-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1198 P 209 LOT 10, GILBERTS ACRES BLK D
Legal Range	13W
Legal Township	04S
Legal Section	04
Legal Subdivision	GILBERT ACRES
Legal Block	28
Legal Lot Number	10
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3007
Census Tract	970104

Owner

781 7th St is owned and occupied by an individual who bought it in February 2021.

Source: Washington County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	781 7TH ST, CHIPLEY, FL 32428-1934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Deed Document Number	2021927
Deed Book / Page	1198 / 209
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 10, 2021
Property Address	781 7TH ST, CHIPLEY, FL 32428-1934
Document Number	0067000927
Book / Page	1198 / 209
Instrument Date	Feb 9, 2021
Instrument	202167000927
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	781 7TH ST, 781, CHIPLEY, FL 32428-1934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 7TH ST, CHIPLEY, FL 32428-1934

Mortgage

Document Number	0000000211
Date	Feb 10, 2021
Instrument	1198/211

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 781 7th St was $1,711 with a homeowner's exemption, up 6.2% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (+6.21%) Homeowner's exemption	$126,240 (+2.9%)	$160,567 (+3.59%) Land $10,969 Building $149,598
2024	$1,611.00 (+3.6%) Homeowner's exemption	$122,682 (+3%)	$155,009 (+19.84%) Land $10,969 Building $144,040
2023	$1,555.00 (+4.15%) Homeowner's exemption	$119,109 (+3%)	$129,348 (+11.85%) Land $10,969 Building $118,379
2022	$1,493.00 Homeowner's exemption	$115,640 Land $8,044 Building $107,596	$115,640 Land $8,044 Building $107,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 781 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 781 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20