Jackson County property record for 7809 Ridgecrest Cir, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,144 sqft · built 1995 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $943 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 791.11-00-0358.00 |
| Primary APN | 791.11-00-0358.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7809 RIDGECREST CIR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-9188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 99 EAST PINE RIDGE S/D PB 19-44 (358 MAP791.11) DB 1212-808 |
| Legal Range | 9W |
| Legal Township | 7S |
| Legal Section | 11 |
| Legal Subdivision | EAST PINE RIDGE |
| Legal Lot Number | 99 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40207 |
7809 Ridgecrest Cir is owned and occupied by an individual.
Source: Jackson County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7809 RIDGECREST CIR, BILOXI, MS 39532-9188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 7809 RIDGECREST CIR, BILOXI, MS 39532-9188 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003463/749 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 3463/749 |
| Instrument | 201714707 |
| Name | SECRETARY OF HOUSING & URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 7809 Ridgecrest Cir was $943 with a homeowner's exemption, up 11.9% from the year before.
Source: Jackson County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $943.00 (+11.86%) Homeowner's exemption | $10,325 (+10.05%) Land $2,460 Building $7,865 | $103,249 (+10.05%) Land $24,600 Building $78,649 |
| 2024 | $843.00 (+0.6%) Homeowner's exemption | $9,382 (-) Land $2,400 Building $6,982 | $93,819 (-) Land $24,000 Building $69,819 |
| 2023 | $838.00 (+3.2%) Homeowner's exemption | $9,382 (-) Land $2,400 Building $6,982 | $93,819 (-) Land $24,000 Building $69,819 |
| 2022 | $812.00 Homeowner's exemption | $9,382 Land $2,400 Building $6,982 | $93,819 Land $24,000 Building $69,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7809 Ridgecrest Cir in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (2001–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7809 Ridgecrest Cir is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 89% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Singing River Connect Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: C Spire Wireless.
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