7809 Ocean Trl, Oakley (Argenta), IL 62501 Property Records

Macon County property record for 7809 Ocean Trl, Oakley, IL 62501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,392 sqft · built 1915
Lot Size	7.68 acres (334,541 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2017)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`09-13-26-200-004`

Property Details

APN / Parcel Number

Primary APN	`09-13-26-200-004`
Alternative APN	`13-26-200-004`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Brick
Lot Area	334,541 sqft (7.68 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	504 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	091326200004
Street Address	7809 OCEAN TRL
City	OAKLEY
State	IL
Zip	62501-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	N528 W660 E1/2 NE1/4 (EX HWY ROW)
Legal Range	03E
Legal Township	16N
Legal Section	26
Jurisdiction	MACON IL
Township / Civil Division	LONG CREEK
Census Block Group	2
Census Block	2075
Census Tract	2300

Owner

7809 Ocean Trl is owned and occupied by two individuals who bought it in March 2017.

Source: Macon County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7809 OCEAN TRL, OAKLEY, IL 62501-6928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Intrafamily Transfer, Transfer
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Mar 16, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Deed Document Number	20171916445
Deed Book / Page	4551 / 509
Prior Transfer Date	Mar 9, 2017
Prior Transfer Doc	4551/509
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON IL
Recording Date	Dec 10, 2025
Property Address	7809 OCEAN TRL, OAKLEY, IL 62501-6928
Document Number	2025R014572
Instrument Date	Dec 9, 2025
Instrument	2025R-014572
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7809 OCEAN TRL, OAKLEY, IL 62501-6928

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7809 OCEAN TRL, OAKLEY, IL 62501-6928

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	7809 OCEAN TRL, OAKLEY, IL 62501-6928
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4764/215
Date	Aug 31, 2020
Book Page	4764/215
Instrument	1966163

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON IL
Recording Date	Mar 16, 2017
Property Address	7809 OCEAN TRL, OAKLEY, IL 62501-6928
Document Number	4551/509
Book / Page	4551 / 509
Instrument Date	Mar 9, 2017
Instrument	1916445
Transaction Type	Foreclosure
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	4551/516
Date	Mar 16, 2017
Book Page	4551/516
Instrument	1916447

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	MT ZION, IL 62549

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 7809 Ocean Trl was $4,527 with a homeowner's exemption, up 2.2% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Long Creek Township
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,527.00 (+2.24%) Homeowner's exemption	$79,421 (+3.38%) Land $9,339 Building $70,082	$238,287 (+3.38%) Land $28,020 Building $210,267
2024	$4,428.00 Homeowner's exemption	$76,825 Land $9,034 Building $67,791	$230,498 Land $27,105 Building $203,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7809 Ocean Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7809 Ocean Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Trl

Nearby Streets

All Oakley, IL Property Records

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