7809 Oak Haven Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 7809 Oak Haven Ln, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,209 sqft · built 2006
Lot Size	0.539 acres (23,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jan 2006)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4612-22-8649`

Property Details

APN / Parcel Number

Primary APN	`4612-22-8649`
Alternative APNs	`171596` `84524`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,209 sqft Living Area
Basement Area	1,910 sqft
Finished Basement	458 sqft
Unfinished Basement	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	23,479 sqft (0.539 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	171596
Street Address	7809 OAK HAVEN LN
City	STANLEY
State	NC
Zip	28164-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU CU
Legal Description	#37 & PT#38 TREETOPS PH1
Legal Subdivision	TREETOPS
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	71102

Owner

Source: Lincoln County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7809 OAK HAVEN LN, STANLEY, NC 28164-7825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
Nov 24, 2021	Intrafamily Transfer, Transfer
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2006 · Amount on Record
Deed Sale	Jan 19, 2006 · Amount on Record
Deed Document Number	2006876
Deed Book / Page	1779 / 371
Last Transfer Date	Nov 18, 2021
Transfer Doc	0003110755
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7809 OAK HAVEN LN, STANLEY, NC 28164-7825
Transaction Type	Mortgage
Record Updated	May 31, 2023
Title Company	NOT AVAILABLE, BNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 OAK HAVEN LN, STANLEY, NC 28164-7825

Mortgage

Document Number	0003249421
Date	May 17, 2023
Book Page	3249/421
Instrument	667180

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 31, 2022
Property Address	7809 OAK HAVEN LN, STANLEY, NC 28164-7825
Document Number	0003132152
Book / Page	3132 / 152
Instrument Date	Jan 31, 2022
Instrument	646740
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19843 HENDERSON RD, 19843, CORNELIUS, NC 28031-6879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 OAK HAVEN LN, STANLEY, NC 28164-7825

Mortgage

Document Number	0000646742
Date	Jan 31, 2022
Instrument	646742

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Nov 24, 2021
Property Address	7809 OAK HAVEN LN, STANLEY, NC 28164-7825
Document Number	0003110755
Book / Page	3110 / 755
Instrument Date	Nov 18, 2021
Instrument	643230
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 OAK HAVEN LN, STANLEY, NC 28164-7825

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7809 OAK HAVEN LN, STANLEY, NC 28164-7825
Document Number	2691491
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7809 OAK HAVEN LN STANLEY NC 281647825, STANLEY, NC 28164-7825

Mortgage

Document Number	2691491
Date	Sep 7, 2017
Book Page	002691/000491
Instrument	567771

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,945.00 (+0.84%)	$795,541 (-) Land $86,800 Building $708,741	$795,541 (-) Land $86,800 Building $708,741
2023	$4,904.00	$795,541 Land $86,800 Building $708,741	$795,541 Land $86,800 Building $708,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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