Montgomery County property record for 7809 Meadowvale Ter, Gaithersburg, MD 20882
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,784 sqft · built 1998 |
| Lot Size | 2.16 acres (94,525 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $865,000 (Dec 2007) |
| Tax Bill | $9,890 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-03110093 |
| Primary APN | 01-03110093 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,784 sqft Living Area |
| Gross Area | 6,168 sqft |
| 1st Floor Area | 2,344 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 94,525 sqft |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 488 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 03110093 |
|---|---|
| Street Address | 7809 MEADOWVALE TER |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20882-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | GOSHEN ESTATES |
| Legal Subdivision | GOSHEN ESTASE |
| Legal Block | L |
| Legal Lot Number | 36 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 700101 |
7809 Meadowvale Ter is owned and occupied by two individuals who bought it in December 2007.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7809 MEADOWVALE TER, GAITHERSBURG, MD 20882-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 6, 2020 | Deed of Trust, Mortgage · Line of Credit NEXTMARK FCU |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2007 · Amount on File |
| Deed Sale | Dec 11, 2007 · Amount on File |
| Prior Sale | Mar 18, 2002 · Amount on File |
| Deed Document Number | 2007106392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7809 MEADOWVALE TER, GAITHERSBURG, MD 20882-1122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 7809 MEADOWVALE TER, GAITHERSBURG, MD 20882-1122 |
| Document Number | 0638870184 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 63887/184 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7809 MEADOWVALE TER, GAITHERSBURG, MD 20882-1122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | JACQUIE S TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0602190073 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 60219/73 |
| Name | NEXTMARK FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7809 MEADOWVALE TER, GAITHERSBURG, MD 20882-1122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | JACQUIE S TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0602190054 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 60219/54 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 7809 Meadowvale Ter was $9,890.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $914,900 (+7.98%) Land $213,200 Building $701,700 | $914,900 (-) Land $213,200 Building $701,700 | |
| 2025 | $9,890.00 | $847,300 | $914,900 Land $213,200 Building $701,700 |
| 2023 | $712,100 (+1.35%) Land $213,200 Building $498,900 | $712,100 (-) Land $213,200 Building $498,900 | |
| 2022 | $7,707.00 Homeowner's exemption | $702,600 | $712,100 Land $213,200 Building $498,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7809 Meadowvale Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7809 Meadowvale Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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