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7809 Ludlam Rd, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 7809 Ludlam Rd, Laurel Hill, FL 32567

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,401 sqft · built 2018
Lot Size110 acres (4,817,736 sqft)
OwnerTrust Name on File
Tax Bill$2,795 (2025)
Deeds & MortgagesJan 2022 Transfer
Jan 2020 Transfer
Flood ZoneZone A (high risk)
APNC56-000-593-7573-3

Property Details

APN / Parcel Number

Primary APNC56-000-593-7573-3
Alternative APN
  • 10-5N-22-0000-0008-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,401 sqft Heated Area
Gross Area3,846 sqft
1st Floor Area1,510 sqft
Attic Area700 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,817,736 sqft (110 acres)
Garage Area1,104 sqft
PorchPorch
Porch Area1,338 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address7809 LUDLAM RD
CityLAUREL HILL
StateFL
Zip32567-2327
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionCOM NW COR SEC 15-5N-22 E 1608.25FT TO E R/W LUDLAM RD & POB THC S ALG R/W 16.98FT THC SWLY ALG R/W 1462.91FT CONT ALG R/W S
Legal Range22
Legal Township05N
Legal Section10
Legal SubdivisionSTEELE MILL CREEK
JurisdictionOKALOOSA FL
Township / Civil DivisionLAUREL HILL
Census Block Group1
Census Block1086
Census Tract20200

Owner

7809 Ludlam Rd, a rural home, is owner-occupied and held in a trust since January 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordTrust Name on File
Co-owner2 Co-owners on File
Mailing Address7809 LUDLAM RD, LAUREL HILL, FL 32567-2327
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jan 15, 2020Correction Deed
MOULTON LAND TITLE INC

Assessor's Deed Record

Deed Names3 Names on Deed
Last Transfer DateJan 10, 2022
Transfer Doc0035974958
Record UpdatedJun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJan 10, 2022
Property Address7809 LUDLAM RD, LAUREL HILL, FL 32567-2327
Document Number0035974958
Book / Page3597 / 4958
Instrument DateJan 5, 2022
Instrument3518694
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7809 LUDLAM RD, LAUREL HILL, FL 32567-2327

January 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateJan 15, 2020
Property Address7809 LUDLAM RD, LAUREL HILL, FL 32567-2327
Document Number0034383474
Book / Page003438 / 003474
Instrument DateJan 4, 2020
Instrument3330389
Record UpdatedFeb 4, 2020
Title CompanyMOULTON LAND TITLE INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7844 LUDLAM RD LAUREL HILL FL 325672326, LAUREL HILL, FL 32567-2326

Tax Assessment & Valuation

The 2025 property tax bill for 7809 Ludlam Rd was $2,795 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,795.00 Homeowner's exemption Widower's exemption$305,196 Land $11,398 Building $293,798$394,871
2023$2,522.00 (+1.78%) Homeowner's exemption Widower's exemption$288,241 (+4.01%) Land $10,820 Building $277,421$379,884 (+7.86%)
2022$2,478.00 Homeowner's exemption Widower's exemption$277,124 Land $10,451 Building $266,673$352,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7809 Ludlam Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1998–2009)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7809 Ludlam Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAUREL HILL
serves 1,802 people · EPA ID FL1460416
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Fidium Fiber
DSL		50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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