7809 Gainford St, Downey, CA 90240 Property Records

Los Angeles County property record for 7809 Gainford St, Downey, CA 90240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 1949
Lot Size	0.149 acres (6,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Feb 2011)
Tax Bill	$5,797 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2024 Second Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`6360-005-013`

Property Details

APN / Parcel Number

Primary APN	`6360-005-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,507 sqft (0.149 acres)
Lot Dimensions	113 ft deep x 58 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	7809 GAINFORD ST
City	DOWNEY
State	CA
Zip	90240-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOR175
Legal Description	TRACT # 14307 LOT 71
Legal Subdivision	14307
Legal Tract	14307
Legal Block	4
Legal Lot Number	71
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	4
Census Block	4002
Census Tract	550700

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 9, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2011 · Amount on Record
Deed Sale	Feb 16, 2011 · Amount on Record
Prior Sale	May 6, 2010 · Amount on Record
Deed Document Number	2011253199
Last Transfer Date	Apr 1, 2016
Transfer Doc	0000420757
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731

Mortgage

Document Number	0001339454
Date	Aug 31, 2021
Instrument	21-1339454

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731

Mortgage

Document Number	0000106539
Date	Feb 16, 2024
Instrument	24-0106539

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731

Mortgage

Document Number	0000217867
Date	Mar 31, 2026
Instrument	26-0217867

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000659076
Date	Jul 9, 2019
Instrument	19-0659076

Lender

Name	FIRST FINANCIAL FCU
Type	Credit Union
Address	WEST COVINA, CA 91790

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2029

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731

Mortgage

Document Number	0001498311
Date	Nov 20, 2020
Instrument	20-1498311

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731
Document Number	0000039541
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7809 GAINFORD ST DOWNEY CA 902403731, DOWNEY, CA 90240-3731

Mortgage

Document Number	0000039541
Date	Jan 10, 2020
Instrument	39541

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7809 GAINFORD ST, DOWNEY, CA 90240-3731
Document Number	0000018505
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7809 GAINFORD ST DOWNEY CA 902403731, DOWNEY, CA 90240-3731

Mortgage

Document Number	0000018505
Date	Jan 5, 2018
Instrument	18505

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Downey City
Unified School District	Downey Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,979 (+2%) Land $335,056 Building $124,923
2025	$5,797.00 (+1.65%) Homeowner's exemption	$450,961 (+4.04%) Land $328,487 Building $122,474
2024	$5,703.00 (+3.5%)
2023	$5,510.00 (+5.23%) Homeowner's exemption	$433,452 Land $315,733 Building $117,719
2022	$5,236.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNEY - CITY, WATER DEPT. serves 110,556 people · EPA ID CA1910034
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Starry.

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