7809 Ebony Rd, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 7809 Ebony Rd, Charlotte, NC 28216

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 1998
Lot Size0.19 acres (8,307 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Sep 2020)
Tax Bill$2,747 (2023)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN037-174-14

Property Details

APN / Parcel Number

Primary APN037-174-14

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,040 sqft Heated Area
Gross Area1,296 sqft
1st Floor Area1,040 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,307 sqft (0.19 acres)
Garage Area240 sqft
PorchPorch
Porch Area16 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number037-174-14
Street Address7809 EBONY RD
CityCHARLOTTE
StateNC
Zip28216-2097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL67 M27-653
Legal SubdivisionROLLING HILLS PH 01 MAP 01
Legal Lot Number67
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1013
Census Tract6109

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7809 EBONY RD, CHARLOTTE, NC 28216-2097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Jun 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Aug 8, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Document Number0035043899
Deed Book / Page35043 / 899
Record UpdatedJun 7, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 11, 2020
Property Address7809 EBONY RD, CHARLOTTE, NC 28216-2097
Document Number0000146841
Book / Page35043 / 899
Map ReferenceMB 27 PG 653
Instrument DateSep 10, 2020
Instrument2020146841
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address7809 EBONY RD, CHARLOTTE, NC 28216-2097

Mortgage

Document Number0000146842
DateSep 11, 2020
Instrument2020146842
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 29, 2020
Property Address7809 EBONY RD, CHARLOTTE, NC 28216-2097
Document Number0000096908
Book / Page034745 / 000814
Instrument DateJun 29, 2020
Instrument96908
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$348.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2150 E GERMANN RD #1 HIGLEY AZ 85236, 1, HIGLEY, AZ 85236

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7809 EBONY RD, CHARLOTTE, NC 28216-2097
Document Number0000111222
Book / Page032048 / 000342
Instrument DateAug 8, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7809 EBONY RD CHARLOTTE NC 282162097, CHARLOTTE, NC 28216-2097

Mortgage

Document Number0000111222
DateAug 16, 2017
Book Page032048/000342
Instrument111222
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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