7809 E Lane Dr, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 7809 E Lane Dr, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,206 sqft · built 2022
Lot Size	0.202 acres (8,799 sqft)
Owner	Trust Name on File
Last Sale	$413,389 (Jan 2026)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-082-05`

Property Details

APN / Parcel Number

Primary APN	`165-082-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,206 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	962 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	7809 E LANE DR
City	CHARLOTTE
State	NC
Zip	28212-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L41 M67-580
Legal Subdivision	CITY VIEW ACRES
Legal Block	2
Legal Lot Number	41
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	1920

Owner

7809 E Lane Dr is held in a trust since January 2026.

Source: Mecklenburg County records, as of October 19, 2026

Owner of Record	Trust Name on File
Mailing Address	500 DELAWARE AVE, 11, WILMINGTON, DE 19801-1490
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FTF LENDING LLC
Jun 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage AMERIFIRST FINANCIAL INC
Jan 16, 2026	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Deed Document Number	20264760
Deed Book / Page	40140 / 963
Prior Transfer Date	Jan 15, 2026
Prior Transfer Doc	0000004760
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7809 E LANE DR, CHARLOTTE, NC 28212-6414
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000189099
Date	Oct 1, 2021
Book Page	36601/688
Instrument	2021189099

Lender

Name	FTF LENDING LLC
Type	Non-Lending Institution
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	8 Months
Due	Jun 24, 2022

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7809 E LANE DR, CHARLOTTE, NC 28212-6414
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060114
Date	Jun 27, 2023
Book Page	38211/189
Instrument	2023060114

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2024

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 16, 2026
Property Address	7809 E LANE DR, CHARLOTTE, NC 28212-6414
Document Number	0000004760
Book / Page	40140 / 963
Map Reference	MB 6 PG 941
Instrument Date	Jan 15, 2026
Instrument	2026004760
Transaction Type	Foreclosure
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Tax	$827.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 WILLIAMSBORO ST, OXFORD, NC 27565-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 DELAWARE AVE # 11, 11, WILMINGTON, DE 19801-1490

Tax Assessment & Valuation

The 2025 property tax bill for 7809 E Lane Dr was $4,506, up 2.5% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,506.00 (+2.5%)	$580,600 Land $65,000 Building $515,600	$580,600 Land $65,000 Building $515,600
2024	$4,396.00
2023			$580,600 Land $65,000 Building $515,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7809 E Lane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7809 E Lane Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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