7809 Clamshell Ave, Ocean Springs, MS 39564 Property Records

Jackson County property record for 7809 Clamshell Ave, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,394 sqft · built 2006
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2015 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`881.12-00-0020.04`

Property Details

APN / Parcel Number

Primary APN	`881.12-00-0020.04`
Alternative APNs	`07041223.000` `075982`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,394 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	075982
Street Address	7809 CLAMSHELL AVE
City	OCEAN SPRINGS
State	MS
Zip	39564-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 ROSEWOOD EST S/D PH 5 PB 22-37 DB 2042-159 (20.02 MAP881.12)
Legal Range	08W
Legal Township	08S
Legal Section	12
Legal Subdivision	ROSEWOOD EST
Legal Phase	5
Legal Lot Number	23
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	40903

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage ALLY CAPITAL CORP
Aug 3, 2015	Deed of Trust, Mortgage · Conventional Mortgage GULF SOUTH MORTGAGE LLC
Dec 28, 2009	Deed of Trust, Mortgage BANCORP SOUTH BANK
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Sep 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ALLY CAPITAL CORP
Aug 3, 2015	Warranty Deed, Transfer PLACER TITLE COMPANY, PILGER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025
Deed Sale	Nov 20, 2025
Prior Sale	Aug 3, 2015
Deed Document Number	002236/865
Deed Book / Page	2236 / 865
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003835/64
Date	Sep 21, 2021
Book Page	3835/64
Instrument	202124736

Lender

Name	ALLY CAPITAL CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003296/792
Date	Aug 3, 2015
Book Page	3296/792
Instrument	201511833

Lender

Name	GULF SOUTH MORTGAGE LLC
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2045

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002870/309
Date	Dec 28, 2009
Book Page	2870/309

Lender

Name	BANCORP SOUTH BANK
Address	PO BOX 3356, TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2040

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Nov 20, 2025
Property Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702
Document Number	002236/865
Book / Page	2236 / 865
Instrument Date	Nov 17, 2025
Instrument	202522953
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702

Mortgage

Document Number	0202522954
Date	Nov 20, 2025
Instrument	202522954

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Sep 21, 2021
Property Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702
Document Number	002042/159
Book / Page	2042 / 159
Instrument Date	Sep 16, 2021
Instrument	202124735
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202124736
Date	Sep 21, 2021
Instrument	202124736

Lender

Name	ALLY CAPITAL CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Aug 3, 2015
Property Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702
Document Number	001790/197
Book / Page	1790 / 197
Instrument Date	Jul 24, 2015
Instrument	201511832
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8105 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-9491

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7809 CLAMSHELL AVE, OCEAN SPRINGS, MS 39564-7702
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (+9.39%) Homeowner's exemption	$20,223 (+7.51%) Land $4,335 Building $15,888	$202,228 (+7.51%) Land $43,350 Building $158,878
2024	$2,162.00 (-1.28%) Homeowner's exemption	$18,811 (-) Land $4,187 Building $14,624	$188,108 (-) Land $41,870 Building $146,238
2023	$2,190.00 (+1.39%) Homeowner's exemption	$18,811 (-) Land $4,187 Building $14,624	$188,108 (-) Land $41,870 Building $146,238
2022	$2,160.00 Homeowner's exemption	$18,811 Land $4,187 Building $14,624	$188,108 Land $41,870 Building $146,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 263 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	18 (2005–2021)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Apr 2021 · tidal / storm surge
Claims by Event	Hurricane Zeta, Oct 2020 · 7 claims Hurricane Nate, Oct 2017 · 4 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 98.6% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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