7809 Cafferty Cir, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 7809 Cafferty Cir, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,244 sqft · built 1999
Lot Size0.195 acres (8,501 sqft)
OwnerIndividual Name on Record
Last Sale$142,500 (Oct 1999)
Tax Bill$2,462 (2023)
Deeds & MortgagesJul 2021 Mortgage
Aug 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN111-076-21

Property Details

APN / Parcel Number

Primary APN111-076-21

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,244 sqft Heated Area
Gross Area2,677 sqft
1st Floor Area1,015 sqft
Upper Floors Area1,229 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,501 sqft (0.195 acres)
Garage Area433 sqft
Patio Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number111-076-21
Street Address7809 CAFFERTY CIR
CityCHARLOTTE
StateNC
Zip28215-6716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL45 B1 M30-495
Legal SubdivisionNORTHGATE/BRADFIELD FARMS MAP2
Legal Block1
Legal Lot Number45
JurisdictionMECKLENBURG NC
Township / Civil Division7, CRAB ORCHARD
Census Block Group1
Census Block1010
Census Tract5621

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7809 CAFFERTY CIR, CHARLOTTE, NC 28215-6716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Aug 23, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 1999 · Amount on Record
Deed SaleOct 29, 1999 · Amount on Record
Deed Document Number0010866148
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7809 CAFFERTY CIR, CHARLOTTE, NC 28215-6716
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000129268
DateJul 2, 2021
Book Page36255/677
Instrument2021129268
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2041

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7809 CAFFERTY CIR, CHARLOTTE, NC 28215-6716
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080329
DateAug 23, 2024
Book Page39029/532
Instrument2024080329
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRADFIELD FARMS S/D
private · serves 3,015 people · EPA ID NC0160264
Water SourceGroundwater
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Cafferty Cir

Nearby Streets

Search Property Records by Address or Parcel Number