7807 Marioak Dr, Elkridge, MD 21075 Property Records

Howard County property record for 7807 Marioak Dr, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,200 sqft · built 1984
Lot Size	0.1 acres (4,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,400 (Mar 1984)
Tax Bill	$4,341 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-195123`

Property Details

APN / Parcel Number

Primary APN	`01-195123`
Alternative APNs	`1195123` `195123`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,349 sqft (0.1 acres)
Porch	Slab
Porch Area	80 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	195123
Street Address	7807 MARIOAK DR
City	ELKRIDGE
State	MD
Zip	21075-6450
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 25 .100 A 7807 MARIOAK DR MAYFIELD MANOR S 1 AR 2
Legal Subdivision	MAYFIELD MANOR SEC 01 AREA 02
Legal Lot Number	25
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1001
Census Tract	601107

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7807 MARIOAK DR, ELKRIDGE, MD 21075-6450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Aug 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage MANUFACTURERS & TRADERS TRUST CO
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 1984 · Amount on Record
Deed Sale	Mar 2, 1984 · Amount on Record
Prior Sale	Oct 14, 1983 · Amount on Record
Deed Book / Page	1232 / 386
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7807 MARIOAK DR, ELKRIDGE, MD 21075-6450
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	REAL SOURCE TITLE, RESOURCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7807 MARIOAK DR, ELKRIDGE, MD 21075-6450

Mortgage

Document Number	0212050234
Date	Dec 21, 2021
Book Page	21205/234

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7807 MARIOAK DR, ELKRIDGE, MD 21075-6450
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207860098
Date	Aug 9, 2021
Book Page	20786/98

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7807 MARIOAK DR, ELKRIDGE, MD 21075-6450
Document Number	0178980172
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7807 MARIOAK DR ELKRIDGE MD 210756450, ELKRIDGE, MD 21075-6450

Mortgage

Document Number	0178980172
Date	Nov 2, 2017
Book Page	017898/000172

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,341.00 (-4.38%) Homeowner's exemption	$332,000 (+8.2%) Land $135,000 Building $197,000	$332,000 (-) Land $135,000 Building $197,000
2025	$4,540.00 (+61.74%) Homeowner's exemption	$306,833 (+19.62%)	$332,000 (+29.43%) Land $135,000 Building $197,000
2023		$256,500 Land $115,000 Building $141,500	$256,500 Land $115,000 Building $141,500
2022	$2,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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