7807 Irwin Rd, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 7807 Irwin Rd, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,234 sqft · built 1998
Lot Size1.8 acres (78,582 sqft)
OwnerIndividual Name on Record
Last Sale$258,000 (Jan 2017)
Tax Bill$3,817 (2023)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-051-37

Property Details

APN / Parcel Number

Primary APN108-051-37

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,234 sqft Heated Area
Gross Area3,026 sqft
1st Floor Area2,234 sqft

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area78,582 sqft (1.8 acres)
Garage Area528 sqft
PorchPorch
Porch Area48 sqft
Deck Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number108-051-37
Street Address7807 IRWIN RD
CityCHARLOTTE
StateNC
Zip28215-9483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL2 M26-884
Legal SubdivisionMOSS
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract5626

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7807 IRWIN RD, CHARLOTTE, NC 28215-9483
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2017 · Amount on Record
Deed SaleJan 27, 2017 · Amount on Record
Prior SaleNov 27, 2006
Deed Document Number0031527781
Deed Book / Page31527 / 781
Record UpdatedJun 7, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 27, 2017
Property Address7807 IRWIN RD, CHARLOTTE, NC 28215-9483
Document Number0000011730
Book / Page31527 / 781
Map ReferenceMB26 PG884
Instrument DateJan 27, 2017
Instrument2017011730
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$516.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 STONE POST RD, 206, CHARLOTTE, NC 28217-5050

Transferred To (Grantee/Buyer)

NameVerified Name
Address7807 IRWIN RD, CHARLOTTE, NC 28215-9483

Mortgage

Document Number0000011731
DateJan 27, 2017
Instrument2017011731
Lender
NameLATINO COMMUNITY CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate5.25%
Change Frequency5 Years
Min Rate At Change5.25%
Index5-Year CMT
Margin2
Max Rate11.2%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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