7807 Cross Rd, Tyler, TX 75703 Property Records

Smith County property record for 7807 Cross Rd, Tyler, TX 75703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,507 sqft · built 2012
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on Record
Tax Bill	$8,761 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R148653`

Property Details

APN / Parcel Number

Primary APN	`R148653`
Alternative APN	`1-50000-1660-51-006000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,507 sqft Heated Area
1st Floor Area	2,507 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	209 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R148653
Street Address	7807 CROSS RD
City	TYLER
State	TX
Zip	75703-0515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSS POINTE BLOCK 1660-E LOT 6 SEE NOTES RE: NCB#S
Legal Subdivision	CROSS POINTE
Legal Block	1660-E
Legal Lot Number	6
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1052
Census Tract	1917

Owner

Source: Smith County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2714 WARWICK WAY, GRAPEVINE, TX 76051-4736
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024
Deed Sale	May 31, 2024
Prior Sale	Aug 8, 2023
Deed Document Number	WD 15513
Record Updated	Jun 8, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Aug 8, 2023
Property Address	7807 CROSS RD, TYLER, TX 75703-0515
Document Number	0001023812
Map Reference	CAB E SL 53-A
Instrument Date	Aug 7, 2023
Instrument	202301023812
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35005 S VINE #324324, 324324, TYLER, TX 75701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7807 CROSS RD, TYLER, TX 75703-0515

Mortgage

Document Number	0001023813
Date	Aug 8, 2023
Instrument	202301023813

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	10.7%
Index	5-Year CMT
Margin	3
Max Rate	14.7%

Tax Assessment & Valuation

Source: Smith County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,761.00 (+7.59%)	$515,000 (-3.71%) Land $65,499 Building $449,501	$515,000 (-3.71%) Land $65,499 Building $449,501
2024	$8,143.00 (+66.83%)
2023	$4,881.00 (-27.99%) Homeowner's exemption	$534,817 (+16.09%) Land $54,890 Building $479,927	$534,817 (+16.09%) Land $54,890 Building $479,927
2022	$6,778.00 Homeowner's exemption Senior Citizen's exemption	$460,710 Land $54,890 Building $405,820	$460,710 Land $54,890 Building $405,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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