7807 Cottingham Ct, Citrus Heights, CA 95610 Property Records

Sacramento County property record for 7807 Cottingham Ct, Citrus Heights, CA 95610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,506 sqft · built 1992
Lot Size	0.235 acres (10,228 sqft)
Owner	Trust Name on File
Tax Bill	$5,632 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`224-0910-015-0000`

Property Details

APN / Parcel Number

Primary APN	`224-0910-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
1st Floor Area	1,548 sqft
2nd Floor Area	958 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,228 sqft (0.235 acres)
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7807 COTTINGHAM CT
City	CITRUS HEIGHTS
State	CA
Zip	95610-3075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD3
Legal Description	HEATHER DOWNS TWO REVISED, LOT 44
Legal Subdivision	HEATHER DOWNS TWO REVISED
Legal Lot Number	44
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	8142

Owner

7807 Cottingham Ct is held in a trust since September 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	7807 COTTINGHAM CT, CITRUS HEIGHTS, CA 95610-3075
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Quit Claim Deed, Transfer MORTGAGE CAP PTRS
Oct 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2020
Transfer Doc	10070000000839
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2020
Property Address	7807 COTTINGHAM CT, CITRUS HEIGHTS, CA 95610-3075
Document Number	2010050833
Instrument Date	Sep 24, 2020
Instrument	2010050833
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7807 COTTINGHAM CT CITRUS HEIGHTS CA 956103075, CITRUS HEIGHTS, CA 95610-3075

Mortgage

Document Number	2010050834
Date	Oct 5, 2020
Instrument	2010050834

Lender

Name	MORTGAGE CAP PTRS
Type	Mortgage Company
Address	LOS ANGELES, CA 90025

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 7, 2020
Property Address	7807 COTTINGHAM CT, CITRUS HEIGHTS, CA 95610-3075
Document Number	2010070839
Instrument Date	Sep 24, 2020
Instrument	2010070839
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7807 COTTINGHAM CT CITRUS HEIGHTS CA 956103075, CITRUS HEIGHTS, CA 95610-3075

Tax Assessment & Valuation

The 2025 property tax bill for 7807 Cottingham Ct was $5,632, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Citrus Heights City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,306 (+2%) Land $123,768 Building $343,538
2025	$5,632.00 (+0.99%)	$458,144 Land $121,342 Building $336,802
2024	$5,577.00 (+2.61%)
2023	$5,435.00 (+0.59%)	$440,356 Land $116,631 Building $323,725
2022	$5,403.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7807 Cottingham Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7807 Cottingham Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, T-Mobile.

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