7806 W Gibson Ranch Rd, Payson, AZ 85541 Property Records

Gila County property record for 7806 W Gibson Ranch Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,426 sqft · built 1982
Lot Size	2.6 acres (113,692 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jul 2021)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Jul 2021 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`304-23-003E`

Property Details

APN / Parcel Number

Primary APN	`304-23-003E`
Alternative APNs	`R033920` `033920`

Interior

Stories	2 Stories
Building Area	2,426 sqft Living Area
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 1982
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	113,692 sqft (2.6 acres)
Garage Type	Built-in
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Balcony	Balcony
Balcony Area	24 sqft
Canopy	384 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R033920
Street Address	7806 W GIBSON RANCH RD
City	PAYSON
State	AZ
Zip	85541-3573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 25 TOWNSHIP: 10N RANGE: 10E POR HES 48 T10N R10E COMM AT COR #2; TH S06D23'52W , 241.0' TO POB; TH N85D52'E ,
Legal Range	10E
Legal Township	10N
Legal Section	25
Legal Subdivision	ROUND VALLEY
Legal Lot Number	4
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2025
Census Tract	500

Owner

7806 W Gibson Ranch Rd is owned and occupied by an individual who bought it in July 2021.

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7806 W GIBSON RANCH RD, PAYSON, AZ 85541-3573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Apr 19, 2013
Deed Document Number	2021-010695
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 29, 2021
Property Address	7806 W GIBSON RANCH RD, PAYSON, AZ 85541-3573
Document Number	0000010695
Instrument Date	Jul 16, 2021
Instrument	2021-010695
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 399, TONTO BASIN, AZ 85553-0399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19036 E VIA HERMOSA, RIO VERDE, AZ 85263-7173

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	7806 W GIBSON RANCH RD, PAYSON, AZ 85541-3573
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010541
Date	Sep 4, 2020
Instrument	2020-010541

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	7806 W GIBSON RANCH RD, PAYSON, AZ 85541-3573
Document Number	0000002036
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017
Title Company	ISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7806 W GIBSON RANCH RD PAYSON AZ 855413573, PAYSON, AZ 85541-3573

Mortgage

Document Number	0000002036
Date	Mar 1, 2017
Instrument	2036

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PAYSON, AZ 85541

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7806 W Gibson Ranch Rd was $4,235.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,939 Land $14,044 Building $51,895	$659,392 Land $140,440 Building $518,952
2025	$4,235.00
2024		$62,850 Land $16,513 Building $46,337	$628,501 Land $165,132 Building $463,369
2023	$3,734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7806 W Gibson Ranch Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7806 W Gibson Ranch Rd is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 84% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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