7805 Panama Rd, Lamont, CA 93241 Property Records

Kern County property record for 7805 Panama Rd, Lamont, CA 93241

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,912 sqft · built 1942
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Trust Names on File
Last Sale	$384,000 (Jan 2026)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`186-031-19-00-7`

Property Details

APN / Parcel Number

Primary APN	`186-031-19-00-7`
Alternative APNs	`186-031-19-1` `1860311900` `18603119`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	1,745 sqft
1st Floor Area	1,357 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	15,987 sqft (0.367 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	84 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	186031191
Street Address	7805 PANAMA RD
City	LAMONT
State	CA
Zip	93241-1317
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C2
Legal Description	CITY GLBRT , BLOCK , LOT PTN1
Legal Block	2
Legal Lot Number	1
Jurisdiction	KERN CA
Township / Civil Division	ARVIN-LAMONT
Census Block Group	2
Census Block	2002
Census Tract	6403

Owner

7805 Panama Rd, a duplex, is held in a trust since January 2026.

Source: Kern County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1401 HEATH RD, BAKERSFIELD, CA 93314-7807
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jan 6, 2026	Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 3, 2022	Grant Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	Feb 3, 2022 · Amount on File
Deed Document Number	20261974
Prior Transfer Date	Jun 3, 2004
Prior Transfer Doc	0000317745
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 24, 2026
Property Address	7805 PANAMA RD, LAMONT, CA 93241-1317
Document Number	0000046245
Instrument Date	Apr 24, 2026
Instrument	202646245
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1401 HEATH RD, BAKERSFIELD, CA 93314-7807

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 6, 2026
Property Address	7805 PANAMA RD, LAMONT, CA 93241-1317
Document Number	0000001974
Instrument Date	Nov 14, 2025
Instrument	226001974
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8710 HOODSPORT AVE, BAKERSFIELD, CA 93312-5587

Mortgage

Document Number	0000001975
Date	Jan 6, 2026
Instrument	226001975

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Feb 3, 2022
Property Address	7805 PANAMA RD, LAMONT, CA 93241-1317
Document Number	0000018389
Instrument Date	Jan 4, 2022
Instrument	222018389
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4642 W AUGUSTA AVE, GLENDALE, AZ 85301-1623

Mortgage

Document Number	0000018390
Date	Feb 3, 2022
Instrument	222018390

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7805 Panama Rd was $4,656, up 5.8% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Lamont Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,491 (+2%) Land $64,945 Building $243,546
2025	$4,656.00 (+5.82%)	$302,443 Land $63,672 Building $238,771
2024	$4,400.00 (-1.01%)
2023	$4,445.00 (+41.7%)	$290,700 Land $61,200 Building $229,500
2022	$3,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7805 Panama Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7805 Panama Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONT PUBLIC UTILITY DIST serves 19,057 people · EPA ID CA1510012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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