Emmet County property record for 7805 Channel Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,824 sqft · built 1982 |
| Lot Size | 1.02 acres (44,652 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $11,079 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-17-21-351-003 |
| Primary APN | 14-17-21-351-003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Modular |
| Lot Area | 44,652 sqft (1.02 acres) |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7805 CHANNEL RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC SR |
| Legal Description | PLAT OF ZEPHYR BCH, COM PT 15 FT N-61-28-E FROM NW COR OF LOT 5, TH N-61-28-E 140 FT, S-31-9-E TO S LN OF SD LOT 6, TH W'LY ALG S LOT LNS TO PT S OF POB, TH N TO POB. SECTION 21, T35N, R4W. |
| Legal Range | 04W |
| Legal Township | 35N |
| Legal Section | 21 |
| Legal Subdivision | ZEPHYR BEACH SUBDIVISION |
| Legal Lot Number | 5-6 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970500 |
7805 Channel Rd is owned by a company that acquired it in July 2024.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4063 BREAKWATER DR, OKEMOS, MI 48864-4411 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DART BANK |
| Jun 8, 2020 | Deed, Transfer · Conventional Mortgage DART BANK |
| Jan 13, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 |
| Deed Sale | Jul 1, 2024 |
| Prior Sale | Jun 8, 2020 · Amount on File |
| Deed Document Number | 20245213647 |
| Deed Book / Page | 1620 / 633 |
| Prior Transfer Date | Jun 26, 2024 |
| Prior Transfer Doc | 001620/633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 7805 CHANNEL RD, PETOSKEY, MI 49770-9625 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4063 BREAKWATER DR, OKEMOS, MI 48864-4411 |
| Document Number | 0000001241/0000000865 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 0000001241/0000000865 |
| Instrument | 5194839 |
| Name | DART BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 8, 2020 |
| Property Address | 7805 CHANNEL RD, PETOSKEY, MI 49770-9625 |
| Document Number | 1221/976 |
| Book / Page | 1221 / 976 |
| Instrument Date | May 21, 2020 |
| Instrument | 5174919 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4063 BREAKWATER DR, OKEMOS, MI 48864-4411 |
| Document Number | 0000001221/0000000977 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 0000001221/0000000977 |
| Instrument | 5174920 |
| Name | DART BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jan 13, 2020 |
| Property Address | 7805 CHANNEL RD, PETOSKEY, MI 49770-9625 |
| Document Number | 1218/333 |
| Book / Page | 1218 / 333 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 5171277 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6074 SACRAMENTO WAY, EAST LANSING, MI 48823-9247 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,800 (+4.82%) Land $586,800 | $1,173,600 (+4.82%) Land $1,173,600 | |
| 2025 | $559,800 Land $559,800 | $1,119,600 Land $1,119,600 | |
| 2024 | $11,079.00 | ||
| 2023 | $329,000 Land $329,000 | $658,000 Land $658,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7805 Channel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7805 Channel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures