7805 Balboa Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 7805 Balboa Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,095 sqft · built 2024
Lot Size	2.86 acres (125,017 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Aug 2021)
Tax Bill	$6,533 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-131-033`

Property Details

APN / Parcel Number

Primary APN	`050-131-033`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,095 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	125,017 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7805 BALBOA RD
City	ATASCADERO
State	CA
Zip	93422-1192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY ATAS PM 62/36-38 PAR 3
Legal Subdivision	PARCEL MAP AT 03 0104
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2015
Census Tract	12706

Owner

7805 Balboa Rd is owned by two individuals who bought it in August 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1373 ELM ST, SAN CARLOS, CA 94070-4919
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Aug 30, 2023	Deed of Trust, Mortgage · Construction Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 23, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Deed Document Number	202158321
Prior Transfer Date	Feb 28, 2012
Prior Transfer Doc	0000012304
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7805 BALBOA RD, ATASCADERO, CA 93422-1192
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FNTIG, FNTG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7805 BALBOA RD, ATASCADERO, CA 93422-1192

Mortgage

Document Number	0000031705
Date	Oct 16, 2025
Instrument	2025031705

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7805 BALBOA RD, ATASCADERO, CA 93422-1192
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FNTIG, FNTG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7805 BALBOA RD, ATASCADERO, CA 93422-1192

Mortgage

Document Number	0000027187
Date	Sep 16, 2025
Instrument	2025027187

Lender

Name	STAR ONE CU
Type	Credit Union
Address	ATASCADERO, CA 93422

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7805 BALBOA RD, ATASCADERO, CA 93422-1192
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 FAIRBANKS AVE, SAN CARLOS, CA 94070-3616

Mortgage

Document Number	0000025725
Date	Aug 30, 2023
Instrument	2023025725

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2054

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 23, 2021
Property Address	7805 BALBOA RD, ATASCADERO, CA 93422-1192
Document Number	0000058321
Map Reference	MB 62 PG 36-38
Instrument Date	Aug 17, 2021
Instrument	2021058321
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1373 ELM ST, SAN CARLOS, CA 94070-4919

Tax Assessment & Valuation

The 2025 property tax bill for 7805 Balboa Rd was $6,533.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,596,480 (+179.1%) Land $372,480 Building $1,224,000
2025	$6,533.00	$572,013 Land $315,177 Building $256,836
2023	$3,432.00 (+1.27%)	$302,940 Land $302,940
2022	$3,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7805 Balboa Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7805 Balboa Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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