78047 Cobalt Ct, La Quinta, CA 92253 Property Records

Riverside County property record for 78047 Cobalt Ct, La Quinta, CA 92253

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 763 sqft · built 1989
Lot Size0.8 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$280,000 (May 2023)
Tax Bill$4,029 (2025)
Deeds & MortgagesApr 2026 Line of Credit
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN604-023-036

Property Details

APN / Parcel Number

Primary APN604-023-036

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area763 sqft Living Area
1st Floor Area763 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialGravel
Lot Area3,485 sqft (0.8 acres)
View / LotGolf Course
Garage TypeDetached
Garage Area235 sqft
Parking Spaces1 Parking Space
Putting GreenPutting Green

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address78047 COBALT CT
CityLA QUINTA
StateCA
Zip92253-3818
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 174 CM 071/174 INT IN COMMON LOTS 7&8 TR 18915 MB 146/54
Legal SubdivisionPALM ROYALE
Legal Tract18915
Legal Lot Number7,8
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group3
Census Block3001
Census Tract45234

Owner

Source: Riverside County records · APN 604-023-036

Assessment roll updated August 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1 LIME ORCH, LAGUNA NIGUEL, CA 92677-5308
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
May 01, 2023Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2023 · Amount on Record
Deed SaleMay 01, 2023 · Amount on Record
Prior SaleNov 09, 2000 · Amount on Record
Deed Document Number2023122648
Prior Transfer DateOct 17, 2000
Prior Transfer Doc0000449094
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Recording DateApr 28, 2026
Property Address78047 COBALT CT, LA QUINTA, CA 92253-3818
Document Number0000127245
Instrument DateApr 24, 2026
Instrument2026127245
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000127245,
DateApr 28, 2026
Instrument2026127245
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMay 01, 2023
Property Address78047 COBALT CT, LA QUINTA, CA 92253-3818
Document Number0000122648
Map ReferenceMB 146 PG 54-61
Instrument DateApr 05, 2023
Instrument2023-0122648
Transaction TypeTransfer
Record UpdatedMay 10, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 LIME ORCH, LAGUNA NIGUEL, CA 92677-5308

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityLa Quinta City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,029.00 (+2.21%)$291,312 (+78.03%) Land $57,222 Building $234,090
2024$3,942.00 (+70.06%)
2023$2,318.00 (+2.93%) Homeowner's exemption$163,635 Land $43,437 Building $120,198
2022$2,252.00
2021$283,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Based on FCC filings for 209 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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