7804 Haverstraw Ct, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 7804 Haverstraw Ct, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1986
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Mar 2026)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-063-51`

Property Details

APN / Parcel Number

Primary APN	`165-063-51`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Wood Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7804 HAVERSTRAW CT
City	CHARLOTTE
State	NC
Zip	28212-6592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L51 BA M20-729
Legal Subdivision	ANDOVER/IDLEWILD SOUTH
Legal Block	A
Legal Lot Number	51
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	1921

Owner

7804 Haverstraw Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Mecklenburg County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7804 HAVERSTRAW CT, CHARLOTTE, NC 28212-6592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage TRULIANT FCU
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Jun 21, 2005 · Amount on File
Deed Document Number	202629232
Deed Book / Page	40289 / 144
Prior Transfer Date	Nov 5, 2004
Prior Transfer Doc	0000239152
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7804 HAVERSTRAW CT, CHARLOTTE, NC 28212-6592
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038150
Date	Mar 10, 2022
Book Page	37142/408
Instrument	2022038150

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 24, 2026
Property Address	7804 HAVERSTRAW CT, CHARLOTTE, NC 28212-6592
Document Number	0000029232
Book / Page	40289 / 144
Map Reference	MB 20 PG 729
Instrument Date	Mar 24, 2026
Instrument	2026029232
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	CARDINAL TITLE CENTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10817 HUNTERS TRACE CT, CHARLOTTE, NC 28262-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7804 HAVERSTRAW CT, CHARLOTTE, NC 28212-6592

Mortgage

Document Number	0000029233
Date	Mar 24, 2026
Instrument	2026029233

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0000029234
Date	Mar 24, 2026
Book Page	40289/160
Instrument	2026029234

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 24, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7804 HAVERSTRAW CT, CHARLOTTE, NC 28212-6592
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020223
Date	Feb 25, 2019
Book Page	33304/228
Instrument	2019020223

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7804 Haverstraw Ct was $2,232, up 2.2% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,232.00 (+2.15%)	$268,300 Land $65,000 Building $203,300	$268,300 Land $65,000 Building $203,300
2024	$2,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7804 Haverstraw Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7804 Haverstraw Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Haverstraw Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures