7804 Cocobay Ct, Naples, FL 34108 Property Records

Collier County property record for 7804 Cocobay Ct, Naples, FL 34108

Property Summary

Property Type	Condominium
Details	3,330 sqft · built 1995
Owner	2 Trust Names on File
Last Sale	$3,250,000 (Jan 2025)
Tax Bill	$13,940 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`222700 204A04`

Property Details

APN / Parcel Number

Primary APN	`222700 204A04`
Alternative APN	`26175000401`

Interior

Building Area	3,330 sqft Living Area
1st Floor Area	3,330 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	7804 COCOBAY CT
City	NAPLES
State	FL
Zip	34108-6508
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COCOBAY A CONDOMINIUM UNIT 20
Legal Range	25
Legal Township	49
Legal Section	4
Legal Subdivision	COCOBAY A CONDOMINIUM
Legal Tract	222700
Legal Block	3
Legal Lot Number	20
Legal Unit	20
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3004
Census Tract	10208

Owner

7804 Cocobay Ct, a condominium, is owner-occupied and held in a trust since January 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5715 W CENTRAL AVE, TOLEDO, OH 43615-1401
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Feb 3, 2010 · Amount on File
Deed Document Number	20256639305
Deed Book / Page	6435 / 1225
Prior Transfer Date	May 9, 2000
Prior Transfer Doc	2680002008
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	7804 COCOBAY CT, NAPLES, FL 34108-6508
Document Number	0056864000
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7804 COCOBAY CT #20 NAPLES FL 341086508, 20, NAPLES, FL 34108-6508

Mortgage

Document Number	0056864000
Date	Oct 22, 2019
Book Page	005686/004000
Instrument	5780721

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562-2440

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 21, 2024

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 7804 Cocobay Ct was $13,940 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,518,785 (+93.18%)	$3,018,785 (-2.01%) Building $3,018,785
2025	$13,940.00 Homeowner's exemption	$1,303,869	$3,080,710 Building $3,080,710
2023	$5,341.00 (-64.49%) Homeowner's exemption	$459,143 (-66.26%)	$1,775,000 (-27.38%) Building $1,775,000
2022	$15,041.00 Homeowner's exemption	$1,360,648	$2,444,368 Building $2,444,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7804 Cocobay Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 194 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,032 units insured incl. 838 condo units
Nearby Flood Claims	101 (2005–2023)
Claims Outside the SFHA	28 of 101
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 52 claims Hurricane Ian, Sep 2022 · 44 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7804 Cocobay Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20