7804 Carmel Cir, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 7804 Carmel Cir, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,635 sqft · built 1957
Lot Size	0.342 acres (14,915 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Nov 2025)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Sale & Mortgage
APN	`02-0204201390`

Property Details

APN / Parcel Number

Primary APN	`02-0204201390`
Alternative APNs	`20204201390` `0204201390`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	533 sqft
Finished Basement	533 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	14,915 sqft (0.342 acres)
Lot Width	38.8 ft Width
Porch	Porch
Porch Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0204201390
Street Address	7804 CARMEL CIR
City	WINDSOR MILL
State	MD
Zip	21244-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14,915 SQ FT MILFORD RIDGE
Legal Subdivision	MILFORD RIDGE
Legal Block	C
Legal Lot Number	29
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	402307

Owner

Source: Baltimore County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7804 CARMEL CIR, WINDSOR MILL, MD 21244-3825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit SECURITYPLUS FEDERAL CREDIT UNION
Nov 18, 2025	Deed, Subdivision Related Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Jul 17, 2025 · Amount on Record
Deed Book / Page	50721 / 25
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	Jun 16, 2026
Property Address	7804 CARMEL CIR, WINDSOR MILL, MD 21244-3825
Document Number	5142000090
Book / Page	51429 / 90
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETTLEMENTS & ES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7804 CARMEL CIR, WINDSOR MILL, MD 21244-3825

Mortgage

Document Number	5142000090,
Date	Jun 16, 2026
Book Page	51429/90

Lender

Name	SECURITYPLUS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 18, 2025
Property Address	7804 CARMEL CIR, WINDSOR MILL, MD 21244-3825
Document Number	0507210025
Book / Page	50721 / 25
Map Reference	MB G L B 23 FO 22
Instrument Date	Nov 7, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2025
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7804 CARMEL CIR, WINDSOR MILL, MD 21244-3825

Mortgage

Document Number	0005072131
Date	Nov 18, 2025
Instrument	50721/31

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,240.00 (+11.46%)	$222,833 (+17.42%)	$266,900 (+32.92%) Land $86,400 Building $180,500
2023	$2,907.00	$189,767	$200,800 Land $59,900 Building $140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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