7804 54th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 7804 54th Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,560 sqft · built 1987
Lot Size	0.343 acres (14,941 sqft)
Owner	2 Individual Names on File
Last Sale	$422,000 (Jun 2026)
Tax Bill	$2,064 (2024)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7249-1805-7`

Property Details

APN / Parcel Number

Primary APN	`7249-1805-7`
Alternative APNs	`331834724918057` `0724918057`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,941 sqft (0.343 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	354 sqft
Porch	Screened Porch
Porch Area	676 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0724918057
Street Address	7804 54TH CT E
City	PALMETTO
State	FL
Zip	34221-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3 RES
Legal Description	LOT 37 WOODLAWN LAKES SECOND ADD PI#7249.1805/7
Legal Range	18E
Legal Township	33S
Legal Section	34
Legal Subdivision	WOODLAWN LAKES SECOND ADDITION
Legal Tract	00724903
Legal Lot Number	37
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1011
Census Tract	1908

Owner

7804 54th Ct E is owned and occupied by two individuals who bought it in June 2026.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7804 54TH CT E, PALMETTO, FL 34221-9304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Sep 16, 2016 · Amount on File
Deed Document Number	202671952
Prior Transfer Date	Nov 7, 2008
Prior Transfer Doc	0022792183
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 22, 2026
Property Address	7804 54TH CT E, PALMETTO, FL 34221-9304
Document Number	0000071955
Instrument Date	Jun 16, 2026
Instrument	202671955
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7804 54TH CT E, PALMETTO, FL 34221-9304

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 22, 2026
Property Address	7804 54TH CT E, PALMETTO, FL 34221-9304
Document Number	0000071952
Instrument Date	Jun 15, 2026
Instrument	202671952
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7804 54TH CT E, PALMETTO, FL 34221-9304

Mortgage

Document Number	0000071953,
Date	Jun 22, 2026
Instrument	202671953

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 22, 2026
Property Address	7804 54TH CT E, PALMETTO, FL 34221-9304
Document Number	0000071954
Instrument Date	Jun 11, 2026
Instrument	202671954
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7804 54TH CT E, PALMETTO, FL 34221-9304

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7804 54TH CT E, PALMETTO, FL 34221-9304
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041101601
Date	Aug 9, 2022
Instrument	202241101601

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7804 54TH CT E, PALMETTO, FL 34221-9304
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7804 54TH CT E, PALMETTO, FL 34221-9304

Mortgage

Document Number	202141118973
Date	Sep 7, 2021
Instrument	202141118973

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7804 54TH CT E, PALMETTO, FL 34221-9304
Document Number	0041048107
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7804 54TH CT E PALMETTO FL 342219304, PALMETTO, FL 34221-9304

Mortgage

Document Number	0041048107
Date	May 12, 2020
Instrument	41048107

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 11, 2040

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,142 (+2.7%)	$333,288 (-3.13%) Land $48,450 Building $284,838
2025		$179,301	$344,044 Land $48,450 Building $295,594
2024	$2,064.00 (+2.03%)
2023	$2,023.00 (+3.37%) Homeowner's exemption	$169,173 (+3%)	$379,483 (+17.05%) Land $48,450 Building $331,033
2022	$1,957.00 Homeowner's exemption	$164,246	$324,198 Land $47,500 Building $276,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7804 54th Ct E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	2 (1998–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7804 54th Ct E is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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