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78033 Saddle Rock Rd, Yulee, FL 32097 Property Records

Nassau County property record for 78033 Saddle Rock Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,543 sqft · built 2017
Lot Size0.236 acres (10,274 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Sep 2023)
Tax Bill$4,280 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-2N-27-1290-0219-0000

Property Details

APN / Parcel Number

Primary APN09-2N-27-1290-0219-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,543 sqft Living Area
Gross Area1,982 sqft
1st Floor Area1,543 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,274 sqft (0.236 acres)
Garage TypeAttached
Garage Area439 sqft
PorchFinished/Open Porch
Porch Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address78033 SADDLE ROCK RD
CityYULEE
StateFL
Zip32097-3824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-2
Legal DescriptionLOT 219 LUMBER CREEK #1 PB 7/295 N/K/A LUMBER CREEK PHASE ONE REPLAT PB 8/121
Legal Range27E
Legal Township02N
Legal Section09
Legal SubdivisionLUMBER CREEK #1
Legal Lot Number219
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1029
Census Tract50306

Owner

Source: Nassau County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Special Warranty Deed, Transfer · Commercial Mortgage
ROYAL BANK OF CANADA
Sep 28, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 19, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jun 26, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Prior SaleSep 19, 2023 · Amount on Record
Deed Document Number202329591
Deed Book / Page2670 / 466
Record UpdatedOct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateFeb 5, 2026
Property Address78033 SADDLE ROCK RD, YULEE, FL 32097-3824
Document Number0028451218
Book / Page2845 / 1218
Map ReferenceMB 8 PG 121-127
Instrument DateFeb 5, 2026
Instrument202645003596
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyMAINSTAY NATIONAL TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address15771 RED HILL AVE # AVE100, AVE100, TUSTIN, CA 92780-7333

Transferred To (Grantee/Buyer)

NameVerified Name
Address15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333
InvestorPossibly a Property Investor

Mortgage

Document Number0002847857
DateFeb 5, 2026
Instrument2847/857
Lender
NameROYAL BANK OF CANADA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateSep 28, 2023
Property Address78033 SADDLE ROCK RD, YULEE, FL 32097-3824
Document Number0026700466
Book / Page2670 / 466
Map ReferenceMB 8 PG 121-127
Instrument DateSep 28, 2023
Instrument202345029591
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 15087, SANTA ANA, CA 92735-0087
InvestorPossibly a Property Investor

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateSep 19, 2023
Property Address78033 SADDLE ROCK RD, YULEE, FL 32097-3824
Document Number0026671549
Book / Page2667 / 1549
Map ReferenceMB 8 PG 121-127
Instrument DateSep 18, 2023
Instrument202345028413
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address190 CHELSEA ST APT 415, 415, JACKSONVILLE, FL 32204-2194

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

June 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateJun 26, 2017
Property Address78033 SADDLE ROCK RD, YULEE, FL 32097-3824
Document Number0021290323
Book / Page2129 / 0323
Map ReferenceMB8 PG121-127
Instrument DateJun 21, 2017
Instrument201719020
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2022
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

NameVerified Name
Address78033 SADDLE ROCK RD, YULEE, FL 32097-3824

Mortgage

Document Number0021290324
DateJun 26, 2017
Instrument2129/0324
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00 (+1.93%)$278,796 (+3.75%) Land $50,000 Building $228,796$278,796 (+3.75%) Land $50,000 Building $228,796
2024$4,199.00 (+11.14%)$268,715 (+3.74%) Land $50,000 Building $218,715$268,715 (+3.74%) Land $50,000 Building $218,715
2023$3,778.00 (+19.94%)$259,030 (+16.09%) Land $50,000 Building $209,030$259,030 (+16.09%) Land $50,000 Building $209,030
2022$3,150.00$223,134 Land $50,000 Building $173,134$223,134 Land $50,000 Building $173,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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