7803 Deep Trail Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7803 Deep Trail Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,284 sqft · built 1993
Lot Size	0.333 acres (14,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Nov 2017)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21244201680000`

Property Details

APN / Parcel Number

Primary APN	`21244201680000`
Alternative APNs	`244201680000` `00001952`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,284 sqft Finished Area
Basement Area	1,584 sqft
Finished Basement	1,400 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,536 sqft (0.333 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	220 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001952
Street Address	7803 DEEP TRAIL CT
City	PROSPECT
State	KY
Zip	40059-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 168 DEEP COVE WOODS SUB, SEC.2; PB.36 PG.13, 0.3337 AC+/-
Legal Subdivision	DEEP COVE WOODS
Legal Lot Number	168
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7803 DEEP TRAIL CT, PROSPECT, KY 40059-9359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit L&N FCU
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 30, 2017	Grant Deed, Transfer · VA Mortgage STOCKTON MTG
May 31, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	0011036941
Deed Book / Page	11036 / 941
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7803 DEEP TRAIL CT, PROSPECT, KY 40059-9359
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	GRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000168185
Date	Aug 22, 2023
Book Page	M 18608/672
Instrument	2023168185

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7803 DEEP TRAIL CT, PROSPECT, KY 40059-9359
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000134494
Date	Jun 3, 2021
Book Page	17420/644
Instrument	2021134494

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7803 DEEP TRAIL CT, PROSPECT, KY 40059-9359
Document Number	0167910593
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7803 DEEP TRAIL CT PROSPECT KY 400599359, PROSPECT, KY 40059-9359

Mortgage

Document Number	0167910593
Date	Sep 8, 2020
Book Page	016791/000593
Instrument	188104

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 30, 2017
Property Address	7803 DEEP TRAIL CT, PROSPECT, KY 40059-9359
Document Number	0110360941
Book / Page	011036 / 000941
Instrument Date	Nov 27, 2017
Instrument	281522
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7803 DEEP TRAIL CT PROSPECT KY 400599359, PROSPECT, KY 40059-9359

Mortgage

Document Number	153250427
Date	Nov 30, 2017
Book Page	015325/000427
Instrument	281523

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7803 DEEP TRAIL CT, PROSPECT, KY 40059-9359
Document Number	0151210773
Book / Page	015121 / 000773
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7803 DEEP TRAIL CT PROSPECT KY 400599359, PROSPECT, KY 40059-9359

Mortgage

Document Number	0151210773
Date	Jul 3, 2017
Book Page	015121/000773
Instrument	148930

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jul 2, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,530.00 (-4.27%) Homeowner's exemption	$455,050 (-) Land $81,000 Building $374,050
2024			$455,050 (-) Land $81,000 Building $374,050
2023	$4,732.00 (-1.76%) Homeowner's exemption	$455,050 (-) Land $81,000 Building $374,050	$455,050 (-) Land $81,000 Building $374,050
2022	$4,817.00 Homeowner's exemption	$455,050 Land $81,000 Building $374,050	$455,050 Land $81,000 Building $374,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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